Woodsboro Bank
Woodsboro Bank received 45 applications in 2025 and made 34 mortgages, in 9 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $440,000. Of 37 decisions, 3 were denials — 8.1%.
| Legal Entity Identifier | 549300BM1JKSQR7HI756 |
|---|---|
| Applications received | 45 |
| Mortgages made | 34 |
| Denied | 3 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 8 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Woodsboro Bank, 5 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 22 | Not published | $515,000 | 8.3% |
| Refinancing | 11 | Not published | $375,000 | 8.3% |
| Other purposes | 1 | Under 10 loans | Under 10 loans | 0.0% |
Where Woodsboro Bank lends most
The 9 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Frederick County, MD | 23 | Not published | 4.2% |
| Washington County, MD | 5 | Under 10 loans | 16.7% |
| Adams County, PA | 2 | Under 10 loans | 0.0% |
| District of Columbia, DC | 1 | Under 10 loans | 0.0% |
| Franklin County, PA | 1 | Under 10 loans | 0.0% |
| Berkeley County, WV | 1 | Under 10 loans | 0.0% |
| Hampshire County, WV | 1 | Under 10 loans | 0.0% |
| Carroll County, MD | 0 | Under 10 loans | 100.0% |
| Montgomery County, MD | 0 | Under 10 loans | Not published |
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When Woodsboro Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.