XPLORE FEDERAL CREDIT UNION
XPLORE FEDERAL CREDIT UNION received 21 applications in 2025 and made 15 mortgages, in 9 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $325,000. Of 19 decisions, 4 were denials — 21.1%.
| Legal Entity Identifier | 549300XPGZ2ODNN94697 |
|---|---|
| Applications received | 21 |
| Mortgages made | 15 |
| Denied | 4 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 2 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.16 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Refinancing | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Cash-out refinancing | 7 | Under 10 loans | Under 10 loans | 22.2% |
Where XPLORE FEDERAL CREDIT UNION lends most
The 9 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Jefferson Parish, LA | 4 | Under 10 loans | 20.0% |
| Harris County, TX | 4 | Under 10 loans | 0.0% |
| Lafayette Parish, LA | 1 | Under 10 loans | 0.0% |
| Orleans Parish, LA | 1 | Under 10 loans | 75.0% |
| St. Bernard Parish, LA | 1 | Under 10 loans | 0.0% |
| St. Tammany Parish, LA | 1 | Under 10 loans | 0.0% |
| Tangipahoa Parish, LA | 1 | Under 10 loans | 0.0% |
| Hancock County, MS | 1 | Under 10 loans | 0.0% |
| Sevier County, TN | 1 | Under 10 loans | 0.0% |
Get told when this changes
When XPLORE FEDERAL CREDIT UNION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.