American Bank, National Association
American Bank, National Association received 280 applications in 2025 and made 211 mortgages, in 25 counties across 3 states. The median rate its borrowers got was 6.500% on a median loan of $205,000. Of 248 decisions, 37 were denials — 14.9%, most often for credit history.
| Legal Entity Identifier | 549300BRSSSUNB0U6552 |
|---|---|
| Applications received | 280 |
| Mortgages made | 211 |
| Denied | 37 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 32 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.235 points |
| FDIC-insured bank | Yes: American Bank, National Association, 2 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 134 | 6.495% | $255,000 | 5.6% |
| Refinancing | 14 | 7.000% | $230,000 | 22.2% |
| Other purposes | 63 | 5.375% | $45,000 | 28.4% |
Where American Bank, National Association lends most
The 25 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Nueces County, TX | 128 | 6.188% | 18.0% |
| San Patricio County, TX | 31 | 5.875% | 13.9% |
| Aransas County, TX | 8 | Under 10 loans | 0.0% |
| Bexar County, TX | 7 | Under 10 loans | 0.0% |
| Hays County, TX | 5 | Under 10 loans | 0.0% |
| Travis County, TX | 5 | Under 10 loans | 0.0% |
| Harris County, TX | 4 | Under 10 loans | 0.0% |
| Williamson County, TX | 4 | Under 10 loans | 0.0% |
| Comal County, TX | 3 | Under 10 loans | 25.0% |
| Colorado County, TX | 2 | Under 10 loans | 0.0% |
| Kendall County, TX | 2 | Under 10 loans | 0.0% |
| Maury County, TN | 1 | Under 10 loans | 0.0% |
| Atascosa County, TX | 1 | Under 10 loans | 0.0% |
| Brazoria County, TX | 1 | Under 10 loans | 0.0% |
| Burnet County, TX | 1 | Under 10 loans | 50.0% |
| Castro County, TX | 1 | Under 10 loans | 0.0% |
| Fayette County, TX | 1 | Under 10 loans | 0.0% |
| Guadalupe County, TX | 1 | Under 10 loans | 0.0% |
| Kerr County, TX | 1 | Under 10 loans | 0.0% |
| Montgomery County, TX | 1 | Under 10 loans | 0.0% |
| Victoria County, TX | 1 | Under 10 loans | 0.0% |
| Wilson County, TX | 1 | Under 10 loans | 0.0% |
| Summit County, UT | 1 | Under 10 loans | 0.0% |
| Bell County, TX | 0 | Under 10 loans | 100.0% |
| Caldwell County, TX | 0 | Under 10 loans | 100.0% |
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When American Bank, National Association’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.