American Bank & Trust Company, Inc.
American Bank & Trust Company, Inc. received 350 applications in 2025 and made 295 mortgages, in 18 counties across 5 states. The median rate its borrowers got was Not published on a median loan of $195,000. Of 312 decisions, 13 were denials — 4.2%.
| Legal Entity Identifier | 549300CVK4UVTLHJ0R80 |
|---|---|
| Applications received | 350 |
| Mortgages made | 295 |
| Denied | 13 |
| Approved, not taken up | 4 |
| Withdrawn or incomplete | 38 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: American Bank & Trust Company, 9 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 170 | Not published | $220,000 | 2.8% |
| Refinancing | 88 | Not published | $165,000 | 7.4% |
| Cash-out refinancing | 29 | Not published | $175,000 | 3.3% |
| Other purposes | 8 | Under 10 loans | Under 10 loans | 0.0% |
Where American Bank & Trust Company, Inc. lends most
The 18 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Warren County, KY | 237 | Not published | 3.6% |
| Edmonson County, KY | 15 | Not published | 6.3% |
| Simpson County, KY | 12 | Not published | 0.0% |
| Allen County, KY | 10 | Not published | 16.7% |
| Barren County, KY | 4 | Under 10 loans | 0.0% |
| Logan County, KY | 3 | Under 10 loans | 0.0% |
| Walton County, FL | 2 | Under 10 loans | 0.0% |
| Vanderburgh County, IN | 2 | Under 10 loans | 0.0% |
| Butler County, KY | 1 | Under 10 loans | 50.0% |
| Campbell County, KY | 1 | Under 10 loans | 0.0% |
| Clark County, KY | 1 | Under 10 loans | 0.0% |
| Fayette County, KY | 1 | Under 10 loans | 0.0% |
| Jefferson County, KY | 1 | Under 10 loans | 0.0% |
| Jessamine County, KY | 1 | Under 10 loans | 0.0% |
| Mason County, KY | 1 | Under 10 loans | 0.0% |
| Hamilton County, OH | 1 | Under 10 loans | 0.0% |
| Davidson County, TN | 1 | Under 10 loans | 0.0% |
| Sumner County, TN | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.