Bank of DeSoto, National Association
Bank of DeSoto, National Association received 27 applications in 2025 and made 19 mortgages, in 5 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $185,000. Of 25 decisions, 4 were denials — 16.0%.
| Legal Entity Identifier | 549300SS41NEZDLCGD86 |
|---|---|
| Applications received | 27 |
| Mortgages made | 19 |
| Denied | 4 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 2 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Bank of DeSoto, National Association, 1 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 14 | Not published | $210,000 | 6.3% |
| Refinancing | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Cash-out refinancing | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Other purposes | 2 | Under 10 loans | Under 10 loans | 25.0% |
Where Bank of DeSoto, National Association lends most
The 5 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Dallas County, TX | 13 | Not published | 12.5% |
| Ellis County, TX | 3 | Under 10 loans | 0.0% |
| Tarrant County, TX | 2 | Under 10 loans | 0.0% |
| Rockwall County, TX | 1 | Under 10 loans | 50.0% |
| Kaufman County, TX | 0 | Under 10 loans | 100.0% |
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When Bank of DeSoto, National Association’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.