CFSBANK
CFSBANK received 425 applications in 2025 and made 341 mortgages, in 27 counties across 9 states. The median rate its borrowers got was Not published on a median loan of $215,000. Of 375 decisions, 32 were denials — 8.5%, most often for debt-to-income ratio. 10 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300GJHCU3PV11PY25 |
|---|---|
| Applications received | 425 |
| Mortgages made | 341 |
| Denied | 32 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 50 |
| Loans bought from other lenders | 15 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: CFSBANK, 10 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 252 | Not published | $250,000 | 6.0% |
| Refinancing | 44 | Not published | $180,000 | 11.8% |
| Cash-out refinancing | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 39 | Not published | $45,000 | 20.0% |
Where CFSBANK lends most
The 27 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Allegheny County, PA | 114 | Not published | 4.2% |
| Butler County, PA | 55 | Not published | 3.5% |
| Fayette County, PA | 53 | Not published | 8.5% |
| Westmoreland County, PA | 38 | Not published | 17.4% |
| Washington County, PA | 36 | Not published | 19.6% |
| Beaver County, PA | 16 | Not published | 5.9% |
| Armstrong County, PA | 7 | Under 10 loans | 0.0% |
| Greene County, PA | 3 | Under 10 loans | 0.0% |
| Indiana County, PA | 2 | Under 10 loans | 0.0% |
| Mercer County, PA | 2 | Under 10 loans | 0.0% |
| Somerset County, PA | 2 | Under 10 loans | 0.0% |
| Cook County, IL | 1 | Under 10 loans | 0.0% |
| Frederick County, MD | 1 | Under 10 loans | 0.0% |
| Leelanau County, MI | 1 | Under 10 loans | 0.0% |
| Cape May County, NJ | 1 | Under 10 loans | 0.0% |
| Mercer County, NJ | 1 | Under 10 loans | 0.0% |
| Mecklenburg County, NC | 1 | Under 10 loans | 0.0% |
| Columbiana County, OH | 1 | Under 10 loans | 0.0% |
| Cambria County, PA | 1 | Under 10 loans | 0.0% |
| Erie County, PA | 1 | Under 10 loans | 0.0% |
| Lawrence County, PA | 1 | Under 10 loans | 0.0% |
| Lehigh County, PA | 1 | Under 10 loans | 0.0% |
| Philadelphia County, PA | 1 | Under 10 loans | 0.0% |
| York County, PA | 1 | Under 10 loans | 0.0% |
| Hillsborough County, FL | 0 | Under 10 loans | Not published |
| Ashtabula County, OH | 0 | Under 10 loans | Not published |
| Ohio County, WV | 0 | Under 10 loans | 100.0% |
Get told when this changes
When CFSBANK’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.