CREDIT UNION OF AMERICA
CREDIT UNION OF AMERICA received 1,961 applications in 2025 and made 1,152 mortgages, in 72 counties across 6 states. The median rate its borrowers got was 7.750% on a median loan of $65,000. Of 1,858 decisions, 454 were denials — 24.4%, most often for credit history. 5 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300RRQHIHHM9I4K21 |
|---|---|
| Applications received | 1,961 |
| Mortgages made | 1,152 |
| Denied | 454 |
| Approved, not taken up | 252 |
| Withdrawn or incomplete | 103 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.25 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 353 | 6.625% | $195,000 | 24.2% |
| Refinancing | 234 | 7.750% | $75,000 | 19.9% |
| Cash-out refinancing | 20 | 6.938% | $130,000 | 33.3% |
| Other purposes | 545 | 7.750% | $45,000 | 25.9% |
Where CREDIT UNION OF AMERICA lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Sedgwick County, KS | 811 | 7.750% | 21.7% |
| Barton County, KS | 78 | 7.750% | 28.0% |
| Butler County, KS | 72 | 7.750% | 20.5% |
| Reno County, KS | 32 | 7.750% | 33.3% |
| Sumner County, KS | 19 | 7.750% | 20.7% |
| Pratt County, KS | 18 | 7.625% | 34.2% |
| Harvey County, KS | 17 | 7.250% | 34.3% |
| Pawnee County, KS | 14 | 7.750% | 11.8% |
| Riley County, KS | 13 | 2.990% | 6.3% |
| Saline County, KS | 10 | 7.750% | 36.8% |
| Kingman County, KS | 7 | Under 10 loans | 41.2% |
| Cowley County, KS | 4 | Under 10 loans | 40.0% |
| Pottawatomie County, KS | 4 | Under 10 loans | 0.0% |
| Shawnee County, KS | 4 | Under 10 loans | 28.6% |
| Ellis County, KS | 3 | Under 10 loans | 20.0% |
| Johnson County, KS | 3 | Under 10 loans | 25.0% |
| McPherson County, KS | 3 | Under 10 loans | 25.0% |
| Marion County, KS | 3 | Under 10 loans | 20.0% |
| Rice County, KS | 3 | Under 10 loans | 0.0% |
| Stafford County, KS | 3 | Under 10 loans | 62.5% |
| Barber County, KS | 2 | Under 10 loans | 25.0% |
| Coffey County, KS | 2 | Under 10 loans | 0.0% |
| Ford County, KS | 2 | Under 10 loans | 50.0% |
| Geary County, KS | 2 | Under 10 loans | 0.0% |
| Harper County, KS | 2 | Under 10 loans | 40.0% |
| Rush County, KS | 2 | Under 10 loans | 0.0% |
| Clay County, MO | 2 | Under 10 loans | 0.0% |
| Kay County, OK | 2 | Under 10 loans | 0.0% |
| Cloud County, KS | 1 | Under 10 loans | 0.0% |
| Edwards County, KS | 1 | Under 10 loans | 50.0% |
| Ellsworth County, KS | 1 | Under 10 loans | 0.0% |
| Finney County, KS | 1 | Under 10 loans | 66.7% |
| Kiowa County, KS | 1 | Under 10 loans | 66.7% |
| Marshall County, KS | 1 | Under 10 loans | 0.0% |
| Miami County, KS | 1 | Under 10 loans | 0.0% |
| Montgomery County, KS | 1 | Under 10 loans | 0.0% |
| Neosho County, KS | 1 | Under 10 loans | 0.0% |
| Ottawa County, KS | 1 | Under 10 loans | 50.0% |
| Wright County, MO | 1 | Under 10 loans | 0.0% |
| Chase County, NE | 1 | Under 10 loans | 0.0% |
| Cleveland County, OK | 1 | Under 10 loans | 0.0% |
| Osage County, OK | 1 | Under 10 loans | 0.0% |
| Ottawa County, OK | 1 | Under 10 loans | 0.0% |
| Allen County, KS | 0 | Under 10 loans | 100.0% |
| Brown County, KS | 0 | Under 10 loans | 0.0% |
| Chautauqua County, KS | 0 | Under 10 loans | 100.0% |
| Decatur County, KS | 0 | Under 10 loans | 0.0% |
| Dickinson County, KS | 0 | Under 10 loans | 0.0% |
| Douglas County, KS | 0 | Under 10 loans | 50.0% |
| Gove County, KS | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.