First National Bank in Port Lavaca
First National Bank in Port Lavaca received 85 applications in 2025 and made 58 mortgages, in 12 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $230,000. Of 83 decisions, 16 were denials — 19.3%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300S3XVSI9XULIM45 |
|---|---|
| Applications received | 85 |
| Mortgages made | 58 |
| Denied | 16 |
| Approved, not taken up | 9 |
| Withdrawn or incomplete | 2 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: First National Bank in Port Lavaca, 4 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 46 | Not published | $230,000 | 14.3% |
| Refinancing | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Cash-out refinancing | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Other purposes | 6 | Under 10 loans | Under 10 loans | 36.4% |
Where First National Bank in Port Lavaca lends most
The 12 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Calhoun County, TX | 38 | Not published | 17.7% |
| Victoria County, TX | 8 | Under 10 loans | 33.3% |
| Jackson County, TX | 3 | Under 10 loans | 0.0% |
| Hays County, TX | 2 | Under 10 loans | 0.0% |
| Nueces County, TX | 2 | Under 10 loans | 0.0% |
| Aransas County, TX | 1 | Under 10 loans | 0.0% |
| DeWitt County, TX | 1 | Under 10 loans | 0.0% |
| Harris County, TX | 1 | Under 10 loans | 0.0% |
| Lavaca County, TX | 1 | Under 10 loans | 0.0% |
| Refugio County, TX | 1 | Under 10 loans | 50.0% |
| Galveston County, TX | 0 | Under 10 loans | 0.0% |
| Matagorda County, TX | 0 | Under 10 loans | 50.0% |
Get told when this changes
When First National Bank in Port Lavaca’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.