FIRST STANDARD FINANCIAL CORP.
FIRST STANDARD FINANCIAL CORP. received 423 applications in 2025 and made 423 mortgages, in 28 counties across 6 states. The median rate its borrowers got was 6.875% on a median loan of $615,000. Of 423 decisions, 0 were denials — 0.0%.
| Legal Entity Identifier | 5493001K7B4W8IPMZ254 |
|---|---|
| Applications received | 423 |
| Mortgages made | 423 |
| Denied | 0 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 0 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.4555 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 259 | 6.875% | $615,000 | 0.0% |
| Refinancing | 76 | 6.500% | $685,000 | 0.0% |
| Cash-out refinancing | 88 | 7.250% | $520,000 | 0.0% |
Where FIRST STANDARD FINANCIAL CORP. lends most
The 28 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Los Angeles County, CA | 213 | 6.875% | 0.0% |
| Orange County, CA | 112 | 6.813% | 0.0% |
| San Bernardino County, CA | 22 | 6.813% | 0.0% |
| Bergen County, NJ | 14 | 7.063% | 0.0% |
| Riverside County, CA | 12 | 6.813% | 0.0% |
| San Diego County, CA | 9 | Under 10 loans | 0.0% |
| Kern County, CA | 6 | Under 10 loans | 0.0% |
| Ventura County, CA | 6 | Under 10 loans | 0.0% |
| Alameda County, CA | 4 | Under 10 loans | 0.0% |
| Santa Clara County, CA | 3 | Under 10 loans | 0.0% |
| Contra Costa County, CA | 2 | Under 10 loans | 0.0% |
| Sacramento County, CA | 2 | Under 10 loans | 0.0% |
| San Mateo County, CA | 2 | Under 10 loans | 0.0% |
| Denton County, TX | 2 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 1 | Under 10 loans | 0.0% |
| Pinal County, AZ | 1 | Under 10 loans | 0.0% |
| Marin County, CA | 1 | Under 10 loans | 0.0% |
| Merced County, CA | 1 | Under 10 loans | 0.0% |
| San Francisco County, CA | 1 | Under 10 loans | 0.0% |
| Sonoma County, CA | 1 | Under 10 loans | 0.0% |
| Troup County, GA | 1 | Under 10 loans | 0.0% |
| Middlesex County, NJ | 1 | Under 10 loans | 0.0% |
| Monmouth County, NJ | 1 | Under 10 loans | 0.0% |
| Passaic County, NJ | 1 | Under 10 loans | 0.0% |
| Union County, NJ | 1 | Under 10 loans | 0.0% |
| Bell County, TX | 1 | Under 10 loans | 0.0% |
| King County, WA | 1 | Under 10 loans | 0.0% |
| Pierce County, WA | 1 | Under 10 loans | 0.0% |
Get told when this changes
When FIRST STANDARD FINANCIAL CORP.’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.