First US Bank
First US Bank received 18 applications in 2025 and made 9 mortgages, in 10 counties across 3 states. The median rate its borrowers got was Not published on a median loan of Not published. Of 13 decisions, 4 were denials — 30.8%.
| Legal Entity Identifier | 549300XARD788LSGZW76 |
|---|---|
| Applications received | 18 |
| Mortgages made | 9 |
| Denied | 4 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 5 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Under 10 loans |
| FDIC-insured bank | Yes: First US Bank, 16 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Refinancing | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Other purposes | 1 | Under 10 loans | Under 10 loans | 66.7% |
Where First US Bank lends most
The 10 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Clarke County, AL | 4 | Under 10 loans | 0.0% |
| Bibb County, AL | 1 | Under 10 loans | 75.0% |
| Talladega County, AL | 1 | Under 10 loans | 0.0% |
| Blount County, TN | 1 | Under 10 loans | 0.0% |
| Knox County, TN | 1 | Under 10 loans | 0.0% |
| Lee County, VA | 1 | Under 10 loans | 0.0% |
| Baldwin County, AL | 0 | Under 10 loans | Not published |
| Clay County, AL | 0 | Under 10 loans | 100.0% |
| Shelby County, AL | 0 | Under 10 loans | Not published |
| Tuscaloosa County, AL | 0 | Under 10 loans | Not published |
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When First US Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.