FOOTHILL FEDERAL CREDIT UNION
FOOTHILL FEDERAL CREDIT UNION received 501 applications in 2025 and made 345 mortgages, in 14 counties across 4 states. The median rate its borrowers got was 4.990% on a median loan of $155,000. Of 501 decisions, 156 were denials — 31.1%, most often for other.
| Legal Entity Identifier | 549300HNJRM4GVCEUP46 |
|---|---|
| Applications received | 501 |
| Mortgages made | 345 |
| Denied | 156 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 0 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -2.11 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 27 | 5.500% | $565,000 | 10.0% |
| Refinancing | 73 | 5.500% | $255,000 | 14.1% |
| Cash-out refinancing | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 240 | 2.990% | $105,000 | 37.0% |
Where FOOTHILL FEDERAL CREDIT UNION lends most
The 14 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Los Angeles County, CA | 253 | 2.990% | 30.3% |
| San Bernardino County, CA | 65 | 5.500% | 29.3% |
| Riverside County, CA | 13 | 6.990% | 27.8% |
| Orange County, CA | 11 | 5.500% | 31.3% |
| Madera County, CA | 1 | Under 10 loans | 0.0% |
| Monterey County, CA | 1 | Under 10 loans | 0.0% |
| Tulare County, CA | 1 | Under 10 loans | 0.0% |
| Pinal County, AZ | 0 | Under 10 loans | 100.0% |
| Contra Costa County, CA | 0 | Under 10 loans | 100.0% |
| Imperial County, CA | 0 | Under 10 loans | 100.0% |
| Sacramento County, CA | 0 | Under 10 loans | 100.0% |
| San Diego County, CA | 0 | Under 10 loans | 100.0% |
| Santa Fe County, NM | 0 | Under 10 loans | 100.0% |
| Wilson County, TN | 0 | Under 10 loans | 100.0% |
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When FOOTHILL FEDERAL CREDIT UNION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.