Mortgage Lender Index

GREENVILLE

GREENVILLE received 443 applications in 2025 and made 184 mortgages, in 14 counties across 3 states. The median rate its borrowers got was 7.500% on a median loan of $115,000. Of 315 decisions, 129 were denials — 40.9%, most often for debt-to-income ratio.

Legal Entity Identifier549300B5RA7BRG1R2728
Applications received443
Mortgages made184
Denied129
Approved, not taken up2
Withdrawn or incomplete128
Loans bought from other lenders0
Median rate spread over the prime offer rate0.295 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase40 6.258%$345,000 13.0%
Refinancing16 6.505%$185,000 48.5%
Cash-out refinancing20 6.330%$220,000 41.2%
Other purposes108 7.750%$65,000 46.0%

Where GREENVILLE lends most

The 14 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Greenville County, SC 1427.500%40.7%
Spartanburg County, SC 176.808%41.4%
Anderson County, SC 136.750%22.2%
Pickens County, SC 5Under 10 loans44.4%
Charleston County, SC 3Under 10 loans40.0%
Oconee County, SC 3Under 10 loans0.0%
York County, SC 1Under 10 loans0.0%
Bay County, FL 0Under 10 loans100.0%
Mecklenburg County, NC 0Under 10 loans100.0%
Pitt County, NC 0Under 10 loans100.0%
Wayne County, NC 0Under 10 loans100.0%
Abbeville County, SC 0Under 10 loansNot published
Laurens County, SC 0Under 10 loans100.0%
Richland County, SC 0Under 10 loans100.0%

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When GREENVILLE’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.