KANSAS STATE UNIVERSITY Federal Credit Union
KANSAS STATE UNIVERSITY Federal Credit Union received 112 applications in 2025 and made 71 mortgages, in 19 counties across 3 states. The median rate its borrowers got was 7.000% on a median loan of $115,000. Of 85 decisions, 13 were denials — 15.3%, most often for debt-to-income ratio. 1 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 5493007700FZNYYEHT38 |
|---|---|
| Applications received | 112 |
| Mortgages made | 71 |
| Denied | 13 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 27 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.597 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 20 | 6.688% | $220,000 | 20.0% |
| Refinancing | 38 | 8.000% | $75,000 | 13.3% |
| Cash-out refinancing | 13 | 6.000% | $175,000 | 13.3% |
Where KANSAS STATE UNIVERSITY Federal Credit Union lends most
The 19 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Riley County, KS | 37 | 7.250% | 9.8% |
| Pottawatomie County, KS | 13 | 6.000% | 18.8% |
| Geary County, KS | 5 | Under 10 loans | 37.5% |
| Dickinson County, KS | 3 | Under 10 loans | 25.0% |
| Wabaunsee County, KS | 3 | Under 10 loans | 0.0% |
| Morris County, KS | 2 | Under 10 loans | 0.0% |
| Des Moines County, IA | 1 | Under 10 loans | 0.0% |
| Clay County, KS | 1 | Under 10 loans | 0.0% |
| Ellsworth County, KS | 1 | Under 10 loans | 0.0% |
| Johnson County, KS | 1 | Under 10 loans | 0.0% |
| Leavenworth County, KS | 1 | Under 10 loans | 0.0% |
| Marshall County, KS | 1 | Under 10 loans | 0.0% |
| Miami County, KS | 1 | Under 10 loans | 0.0% |
| Shawnee County, KS | 1 | Under 10 loans | 0.0% |
| Bourbon County, KS | 0 | Under 10 loans | 100.0% |
| Harper County, KS | 0 | Under 10 loans | 100.0% |
| Sedgwick County, KS | 0 | Under 10 loans | Not published |
| Platte County, MO | 0 | Under 10 loans | Not published |
| Vernon County, MO | 0 | Under 10 loans | Not published |
Get told when this changes
When KANSAS STATE UNIVERSITY Federal Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.