MERIWEST
MERIWEST received 748 applications in 2025 and made 511 mortgages, in 46 counties across 5 states. The median rate its borrowers got was 6.390% on a median loan of $275,000. Of 707 decisions, 195 were denials — 27.6%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300A4ZI1DF2OO1B51 |
|---|---|
| Applications received | 748 |
| Mortgages made | 511 |
| Denied | 195 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 41 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.79 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 91 | 6.390% | $445,000 | 6.2% |
| Refinancing | 46 | 6.390% | $395,000 | 25.8% |
| Cash-out refinancing | 15 | 6.125% | $505,000 | 6.3% |
| Other purposes | 359 | 6.390% | $205,000 | 32.3% |
Where MERIWEST lends most
The 46 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Santa Clara County, CA | 285 | 6.390% | 29.6% |
| Alameda County, CA | 39 | 6.390% | 26.4% |
| San Mateo County, CA | 24 | 6.390% | 17.2% |
| San Francisco County, CA | 23 | 6.875% | 11.5% |
| San Joaquin County, CA | 19 | 6.390% | 34.5% |
| Contra Costa County, CA | 17 | 6.390% | 34.6% |
| Los Angeles County, CA | 17 | 6.390% | 15.0% |
| Merced County, CA | 8 | Under 10 loans | 33.3% |
| Santa Cruz County, CA | 8 | Under 10 loans | 33.3% |
| Sacramento County, CA | 6 | Under 10 loans | 30.0% |
| Stanislaus County, CA | 6 | Under 10 loans | 40.0% |
| Maricopa County, AZ | 5 | Under 10 loans | 0.0% |
| Marin County, CA | 4 | Under 10 loans | 0.0% |
| Placer County, CA | 4 | Under 10 loans | 0.0% |
| Pima County, AZ | 3 | Under 10 loans | 50.0% |
| El Dorado County, CA | 3 | Under 10 loans | 25.0% |
| Monterey County, CA | 3 | Under 10 loans | 25.0% |
| San Diego County, CA | 3 | Under 10 loans | 40.0% |
| San Luis Obispo County, CA | 3 | Under 10 loans | 0.0% |
| Solano County, CA | 3 | Under 10 loans | 0.0% |
| Fresno County, CA | 2 | Under 10 loans | 33.3% |
| Orange County, CA | 2 | Under 10 loans | 50.0% |
| Riverside County, CA | 2 | Under 10 loans | 33.3% |
| San Benito County, CA | 2 | Under 10 loans | 50.0% |
| Sonoma County, CA | 2 | Under 10 loans | 0.0% |
| Ventura County, CA | 2 | Under 10 loans | 0.0% |
| Coconino County, AZ | 1 | Under 10 loans | 0.0% |
| Amador County, CA | 1 | Under 10 loans | 0.0% |
| Del Norte County, CA | 1 | Under 10 loans | 0.0% |
| Kern County, CA | 1 | Under 10 loans | 0.0% |
| Napa County, CA | 1 | Under 10 loans | 0.0% |
| Nevada County, CA | 1 | Under 10 loans | 0.0% |
| San Bernardino County, CA | 1 | Under 10 loans | 0.0% |
| Shasta County, CA | 1 | Under 10 loans | 0.0% |
| Siskiyou County, CA | 1 | Under 10 loans | 0.0% |
| Tulare County, CA | 1 | Under 10 loans | 0.0% |
| Yolo County, CA | 1 | Under 10 loans | 0.0% |
| Clark County, NV | 1 | Under 10 loans | 0.0% |
| Deschutes County, OR | 1 | Under 10 loans | 0.0% |
| Jackson County, OR | 1 | Under 10 loans | 0.0% |
| Washington County, OR | 1 | Under 10 loans | 0.0% |
| Pierce County, WA | 1 | Under 10 loans | 0.0% |
| Lake County, CA | 0 | Under 10 loans | 100.0% |
| Madera County, CA | 0 | Under 10 loans | 100.0% |
| Washoe County, NV | 0 | Under 10 loans | 100.0% |
| Grays Harbor County, WA | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.