Millbury National Bank
Millbury National Bank received 62 applications in 2025 and made 35 mortgages, in 9 counties across 3 states. The median rate its borrowers got was Not published on a median loan of $445,000. Of 56 decisions, 9 were denials — 16.1%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300R4DYQY768S1R28 |
|---|---|
| Applications received | 62 |
| Mortgages made | 35 |
| Denied | 9 |
| Approved, not taken up | 12 |
| Withdrawn or incomplete | 6 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Millbury National Bank, 1 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 25 | Not published | $465,000 | 8.1% |
| Refinancing | 5 | Under 10 loans | Under 10 loans | 12.5% |
| Cash-out refinancing | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Other purposes | 4 | Under 10 loans | Under 10 loans | 42.9% |
Where Millbury National Bank lends most
The 9 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Worcester County, MA | 26 | Not published | 15.0% |
| Franklin County, MA | 2 | Under 10 loans | 0.0% |
| Middlesex County, MA | 2 | Under 10 loans | 20.0% |
| Norfolk County, MA | 2 | Under 10 loans | 0.0% |
| Plymouth County, MA | 2 | Under 10 loans | 0.0% |
| Northeastern Connecticut Planning Region, CT | 1 | Under 10 loans | 0.0% |
| Barnstable County, MA | 0 | Under 10 loans | 50.0% |
| Hampden County, MA | 0 | Under 10 loans | 100.0% |
| Kent County, RI | 0 | Under 10 loans | 0.0% |
Get told when this changes
When Millbury National Bank’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.