OKLAHOMA CENTRAL Credit Union
OKLAHOMA CENTRAL Credit Union received 434 applications in 2025 and made 258 mortgages, in 27 counties across 3 states. The median rate its borrowers got was 7.240% on a median loan of $65,000. Of 346 decisions, 86 were denials — 24.9%, most often for credit history. 1 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 54930068H3KVFOUG0285 |
|---|---|
| Applications received | 434 |
| Mortgages made | 258 |
| Denied | 86 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 88 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 1.62 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 28 | 6.813% | $175,000 | 12.5% |
| Refinancing | 13 | 7.000% | $15,000 | 0.0% |
| Cash-out refinancing | 92 | 7.490% | $65,000 | 45.6% |
| Other purposes | 125 | 7.490% | $55,000 | 3.1% |
Where OKLAHOMA CENTRAL Credit Union lends most
The 27 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Tulsa County, OK | 166 | 7.000% | 24.8% |
| Wagoner County, OK | 33 | 7.490% | 10.8% |
| Rogers County, OK | 25 | 7.490% | 21.2% |
| Creek County, OK | 17 | 7.490% | 15.0% |
| Osage County, OK | 6 | Under 10 loans | 14.3% |
| Pawnee County, OK | 3 | Under 10 loans | 0.0% |
| Washington County, OK | 3 | Under 10 loans | 0.0% |
| Delaware County, OK | 1 | Under 10 loans | 50.0% |
| Muskogee County, OK | 1 | Under 10 loans | 50.0% |
| Oklahoma County, OK | 1 | Under 10 loans | 66.7% |
| Okmulgee County, OK | 1 | Under 10 loans | 50.0% |
| Sequoyah County, OK | 1 | Under 10 loans | 0.0% |
| Washington County, AR | 0 | Under 10 loans | Not published |
| Adair County, OK | 0 | Under 10 loans | Not published |
| Canadian County, OK | 0 | Under 10 loans | Not published |
| Carter County, OK | 0 | Under 10 loans | 100.0% |
| Cherokee County, OK | 0 | Under 10 loans | 100.0% |
| Cleveland County, OK | 0 | Under 10 loans | 100.0% |
| Comanche County, OK | 0 | Under 10 loans | 100.0% |
| Lincoln County, OK | 0 | Under 10 loans | 100.0% |
| Logan County, OK | 0 | Under 10 loans | Not published |
| McIntosh County, OK | 0 | Under 10 loans | 100.0% |
| Mayes County, OK | 0 | Under 10 loans | 100.0% |
| Pittsburg County, OK | 0 | Under 10 loans | 100.0% |
| Pottawatomie County, OK | 0 | Under 10 loans | 100.0% |
| Pushmataha County, OK | 0 | Under 10 loans | Not published |
| Multnomah County, OR | 0 | Under 10 loans | Not published |
Get told when this changes
When OKLAHOMA CENTRAL Credit Union’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.