PARTNERS 1ST Federal Credit Union
PARTNERS 1ST Federal Credit Union received 365 applications in 2025 and made 262 mortgages, in 52 counties across 5 states. The median rate its borrowers got was 7.000% on a median loan of $100,000. Of 312 decisions, 47 were denials — 15.1%, most often for credit history.
| Legal Entity Identifier | 549300FHTPSIK7LBKD38 |
|---|---|
| Applications received | 365 |
| Mortgages made | 262 |
| Denied | 47 |
| Approved, not taken up | 3 |
| Withdrawn or incomplete | 53 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.2965 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 83 | 6.000% | $255,000 | 3.4% |
| Refinancing | 21 | 5.250% | $175,000 | 22.2% |
| Cash-out refinancing | 103 | 7.500% | $65,000 | 23.7% |
| Other purposes | 55 | 7.500% | $55,000 | 9.7% |
Where PARTNERS 1ST Federal Credit Union lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Allen County, IN | 156 | 7.250% | 13.2% |
| Page County, VA | 16 | 7.313% | 15.8% |
| Huntington County, IN | 11 | 7.000% | 8.3% |
| Putnam County, OH | 9 | Under 10 loans | 10.0% |
| DeKalb County, IN | 8 | Under 10 loans | 0.0% |
| Whitley County, IN | 7 | Under 10 loans | 12.5% |
| Noble County, IN | 4 | Under 10 loans | 20.0% |
| Grant County, IN | 3 | Under 10 loans | 25.0% |
| Wells County, IN | 3 | Under 10 loans | 0.0% |
| Culpeper County, VA | 3 | Under 10 loans | 57.1% |
| Elkhart County, IN | 2 | Under 10 loans | 0.0% |
| Hamilton County, IN | 2 | Under 10 loans | 0.0% |
| Kosciusko County, IN | 2 | Under 10 loans | 0.0% |
| Marion County, IN | 2 | Under 10 loans | 0.0% |
| St. Joseph County, IN | 2 | Under 10 loans | 0.0% |
| Steuben County, IN | 2 | Under 10 loans | 0.0% |
| Wabash County, IN | 2 | Under 10 loans | 0.0% |
| Dorchester County, MD | 2 | Under 10 loans | 33.3% |
| Paulding County, OH | 2 | Under 10 loans | 0.0% |
| Fluvanna County, VA | 2 | Under 10 loans | 0.0% |
| Orange County, VA | 2 | Under 10 loans | 33.3% |
| Rockingham County, VA | 2 | Under 10 loans | 0.0% |
| Hardy County, WV | 2 | Under 10 loans | 33.3% |
| Blackford County, IN | 1 | Under 10 loans | 0.0% |
| LaGrange County, IN | 1 | Under 10 loans | 0.0% |
| Lake County, IN | 1 | Under 10 loans | 0.0% |
| Charles County, MD | 1 | Under 10 loans | 0.0% |
| Darke County, OH | 1 | Under 10 loans | 0.0% |
| Defiance County, OH | 1 | Under 10 loans | 0.0% |
| Henry County, OH | 1 | Under 10 loans | 0.0% |
| Hocking County, OH | 1 | Under 10 loans | 0.0% |
| Williams County, OH | 1 | Under 10 loans | 0.0% |
| Greene County, VA | 1 | Under 10 loans | 0.0% |
| Loudoun County, VA | 1 | Under 10 loans | 0.0% |
| Louisa County, VA | 1 | Under 10 loans | 66.7% |
| York County, VA | 1 | Under 10 loans | 0.0% |
| Hopewell city, VA | 1 | Under 10 loans | 0.0% |
| Winchester city, VA | 1 | Under 10 loans | 0.0% |
| Grant County, WV | 1 | Under 10 loans | 0.0% |
| Adams County, IN | 0 | Under 10 loans | 100.0% |
| Cass County, IN | 0 | Under 10 loans | Not published |
| Fulton County, IN | 0 | Under 10 loans | Not published |
| Hendricks County, IN | 0 | Under 10 loans | Not published |
| LaPorte County, IN | 0 | Under 10 loans | 100.0% |
| Somerset County, MD | 0 | Under 10 loans | Not published |
| Wicomico County, MD | 0 | Under 10 loans | Not published |
| Medina County, OH | 0 | Under 10 loans | 0.0% |
| Albemarle County, VA | 0 | Under 10 loans | Not published |
| Frederick County, VA | 0 | Under 10 loans | 100.0% |
| Madison County, VA | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.