Peoples Trust and Savings Bank
Peoples Trust and Savings Bank received 56 applications in 2025 and made 40 mortgages, in 7 counties across 3 states. The median rate its borrowers got was Not published on a median loan of $180,000. Of 50 decisions, 10 were denials — 20.0%.
| Legal Entity Identifier | 549300LNXSV7JTOU7K53 |
|---|---|
| Applications received | 56 |
| Mortgages made | 40 |
| Denied | 10 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 6 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Peoples Trust and Savings Bank, 5 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 21 | Not published | $215,000 | 8.7% |
| Refinancing | 10 | Not published | $320,000 | 23.1% |
| Other purposes | 9 | Under 10 loans | Under 10 loans | 35.7% |
Where Peoples Trust and Savings Bank lends most
The 7 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Warrick County, IN | 19 | Not published | 29.6% |
| Vanderburgh County, IN | 14 | Not published | 12.5% |
| Posey County, IN | 4 | Under 10 loans | 0.0% |
| Marion County, IN | 1 | Under 10 loans | 0.0% |
| Perry County, IN | 1 | Under 10 loans | 0.0% |
| Montgomery County, TN | 1 | Under 10 loans | 0.0% |
| Arapahoe County, CO | 0 | Under 10 loans | Not published |
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When Peoples Trust and Savings Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.