POWER FINANCIAL
POWER FINANCIAL received 357 applications in 2025 and made 240 mortgages, in 16 counties across 3 states. The median rate its borrowers got was 7.010% on a median loan of $125,000. Of 357 decisions, 117 were denials — 32.8%, most often for debt-to-income ratio. 22 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300BAZS5RZ8O98A51 |
|---|---|
| Applications received | 357 |
| Mortgages made | 240 |
| Denied | 117 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 0 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.35 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 80 | 6.500% | $480,000 | 5.9% |
| Refinancing | 9 | Under 10 loans | Under 10 loans | 30.8% |
| Cash-out refinancing | 16 | 6.625% | $340,000 | 23.8% |
| Other purposes | 135 | 7.260% | $55,000 | 43.3% |
Where POWER FINANCIAL lends most
The 16 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Miami-Dade County, FL | 103 | 7.125% | 37.2% |
| Broward County, FL | 66 | 6.880% | 27.5% |
| Palm Beach County, FL | 66 | 6.688% | 29.0% |
| Hillsborough County, FL | 1 | Under 10 loans | 0.0% |
| Okaloosa County, FL | 1 | Under 10 loans | 0.0% |
| Orange County, FL | 1 | Under 10 loans | 0.0% |
| St. Johns County, FL | 1 | Under 10 loans | 0.0% |
| St. Lucie County, FL | 1 | Under 10 loans | 0.0% |
| Brevard County, FL | 0 | Under 10 loans | 100.0% |
| Lee County, FL | 0 | Under 10 loans | Not published |
| Martin County, FL | 0 | Under 10 loans | 100.0% |
| Osceola County, FL | 0 | Under 10 loans | Not published |
| Pasco County, FL | 0 | Under 10 loans | Not published |
| Pinellas County, FL | 0 | Under 10 loans | 100.0% |
| Hennepin County, MN | 0 | Under 10 loans | Not published |
| Anderson County, SC | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.