Schuyler Savings Bank
Schuyler Savings Bank received 47 applications in 2025 and made 26 mortgages, in 15 counties across 1 state. The median rate its borrowers got was 6.250% on a median loan of $205,000. Of 44 decisions, 13 were denials — 29.5%, most often for debt-to-income ratio.
| Legal Entity Identifier | 254900TZKHQ9DT85IC97 |
|---|---|
| Applications received | 47 |
| Mortgages made | 26 |
| Denied | 13 |
| Approved, not taken up | 5 |
| Withdrawn or incomplete | 3 |
| Loans bought from other lenders | 51 |
| Median rate spread over the prime offer rate | -0.13 points |
| FDIC-insured bank | Yes: Schuyler Savings Bank, 2 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 7 | Under 10 loans | Under 10 loans | 27.3% |
| Refinancing | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Cash-out refinancing | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 17 | 6.250% | $125,000 | 23.1% |
Where Schuyler Savings Bank lends most
The 15 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Hudson County, NJ | 14 | 6.250% | 29.2% |
| Bergen County, NJ | 2 | Under 10 loans | 50.0% |
| Essex County, NJ | 2 | Under 10 loans | 33.3% |
| Morris County, NJ | 2 | Under 10 loans | 40.0% |
| Ocean County, NJ | 2 | Under 10 loans | 0.0% |
| Union County, NJ | 2 | Under 10 loans | 0.0% |
| Monmouth County, NJ | 1 | Under 10 loans | 0.0% |
| Passaic County, NJ | 1 | Under 10 loans | 0.0% |
| Atlantic County, NJ | 0 | Under 10 loans | Not published |
| Burlington County, NJ | 0 | Under 10 loans | Not published |
| Camden County, NJ | 0 | Under 10 loans | Not published |
| Cumberland County, NJ | 0 | Under 10 loans | Not published |
| Gloucester County, NJ | 0 | Under 10 loans | Not published |
| Hunterdon County, NJ | 0 | Under 10 loans | Not published |
| Middlesex County, NJ | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.