SSB Bank
SSB Bank received 131 applications in 2025 and made 125 mortgages, in 17 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $225,000. Of 129 decisions, 3 were denials — 2.3%.
| Legal Entity Identifier | 54930087BYCGOODQ7P92 |
|---|---|
| Applications received | 131 |
| Mortgages made | 125 |
| Denied | 3 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 2 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: SSB Bank, 3 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 88 | Not published | $245,000 | 1.1% |
| Refinancing | 25 | Not published | $225,000 | 3.9% |
| Other purposes | 12 | Not published | $55,000 | 7.7% |
Where SSB Bank lends most
The 17 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Allegheny County, PA | 67 | Not published | 4.3% |
| Westmoreland County, PA | 26 | Not published | 0.0% |
| Butler County, PA | 9 | Under 10 loans | 0.0% |
| Beaver County, PA | 4 | Under 10 loans | 0.0% |
| Washington County, PA | 4 | Under 10 loans | 0.0% |
| Fayette County, PA | 3 | Under 10 loans | 0.0% |
| Greene County, PA | 2 | Under 10 loans | 0.0% |
| Broward County, FL | 1 | Under 10 loans | 0.0% |
| Collier County, FL | 1 | Under 10 loans | 0.0% |
| Lee County, FL | 1 | Under 10 loans | 0.0% |
| Garrett County, MD | 1 | Under 10 loans | 0.0% |
| Hancock County, OH | 1 | Under 10 loans | 0.0% |
| Clarion County, PA | 1 | Under 10 loans | 0.0% |
| Crawford County, PA | 1 | Under 10 loans | 0.0% |
| Lawrence County, PA | 1 | Under 10 loans | 0.0% |
| Philadelphia County, PA | 1 | Under 10 loans | 0.0% |
| Somerset County, PA | 1 | Under 10 loans | 0.0% |
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When SSB Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.