SUN COMMUNITY FEDERAL CREDIT UNION
SUN COMMUNITY FEDERAL CREDIT UNION received 110 applications in 2025 and made 90 mortgages, in 7 counties across 3 states. The median rate its borrowers got was 7.188% on a median loan of $150,000. Of 95 decisions, 5 were denials — 5.3%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300IS603VHWV5ZJ45 |
|---|---|
| Applications received | 110 |
| Mortgages made | 90 |
| Denied | 5 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 15 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 1.525 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 14 | 6.438% | $280,000 | 6.7% |
| Refinancing | 14 | 6.688% | $660,000 | 6.7% |
| Cash-out refinancing | 25 | 6.375% | $185,000 | 10.7% |
| Other purposes | 37 | 8.000% | $65,000 | 0.0% |
Where SUN COMMUNITY FEDERAL CREDIT UNION lends most
The 7 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Imperial County, CA | 77 | 8.000% | 2.5% |
| Riverside County, CA | 9 | Under 10 loans | 25.0% |
| Maricopa County, AZ | 1 | Under 10 loans | 0.0% |
| Los Angeles County, CA | 1 | Under 10 loans | 0.0% |
| San Diego County, CA | 1 | Under 10 loans | 0.0% |
| Salt Lake County, UT | 1 | Under 10 loans | 0.0% |
| San Bernardino County, CA | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.