TAPCO Credit Union
TAPCO Credit Union received 295 applications in 2025 and made 207 mortgages, in 15 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $105,000. Of 284 decisions, 60 were denials — 21.1%.
| Legal Entity Identifier | 549300VZDEK4QLTWSL15 |
|---|---|
| Applications received | 295 |
| Mortgages made | 207 |
| Denied | 60 |
| Approved, not taken up | 17 |
| Withdrawn or incomplete | 11 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 9 | Under 10 loans | Under 10 loans | 16.7% |
| Refinancing | 54 | Not published | $115,000 | 6.9% |
| Cash-out refinancing | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 142 | Not published | $85,000 | 25.5% |
Where TAPCO Credit Union lends most
The 15 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Pierce County, WA | 167 | Not published | 21.9% |
| King County, WA | 11 | Not published | 27.8% |
| Kitsap County, WA | 6 | Under 10 loans | 0.0% |
| Thurston County, WA | 6 | Under 10 loans | 0.0% |
| Snohomish County, WA | 4 | Under 10 loans | 20.0% |
| Mason County, WA | 3 | Under 10 loans | 0.0% |
| Grays Harbor County, WA | 2 | Under 10 loans | 33.3% |
| Yakima County, WA | 2 | Under 10 loans | 0.0% |
| Clark County, NV | 1 | Under 10 loans | 0.0% |
| Clark County, WA | 1 | Under 10 loans | 0.0% |
| Cowlitz County, WA | 1 | Under 10 loans | 50.0% |
| Lewis County, WA | 1 | Under 10 loans | 0.0% |
| Okanogan County, WA | 1 | Under 10 loans | 0.0% |
| Spokane County, WA | 1 | Under 10 loans | 0.0% |
| Jefferson County, WA | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.