The Citizens Bank
The Citizens Bank received 36 applications in 2025 and made 33 mortgages, in 10 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $245,000. Of 36 decisions, 0 were denials — 0.0%.
| Legal Entity Identifier | 549300V4UDO1FVIAXD70 |
|---|---|
| Applications received | 36 |
| Mortgages made | 33 |
| Denied | 0 |
| Approved, not taken up | 3 |
| Withdrawn or incomplete | 0 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Citizens Bank, 5 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 21 | Not published | $265,000 | 0.0% |
| Refinancing | 10 | Not published | $180,000 | 0.0% |
| Other purposes | 2 | Under 10 loans | Under 10 loans | 0.0% |
Where The Citizens Bank lends most
The 10 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Baldwin County, AL | 8 | Under 10 loans | 0.0% |
| Coffee County, AL | 8 | Under 10 loans | 0.0% |
| Mobile County, AL | 5 | Under 10 loans | 0.0% |
| Covington County, AL | 4 | Under 10 loans | 0.0% |
| Dale County, AL | 3 | Under 10 loans | 0.0% |
| Houston County, AL | 1 | Under 10 loans | 0.0% |
| Montgomery County, AL | 1 | Under 10 loans | 0.0% |
| Shelby County, AL | 1 | Under 10 loans | 0.0% |
| Bay County, FL | 1 | Under 10 loans | 0.0% |
| Escambia County, FL | 1 | Under 10 loans | 0.0% |
Get told when this changes
When The Citizens Bank’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.