The First National Bank of Tom Bean
The First National Bank of Tom Bean received 57 applications in 2025 and made 51 mortgages, in 15 counties across 3 states. The median rate its borrowers got was Not published on a median loan of $145,000. Of 53 decisions, 2 were denials — 3.8%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300LFR4FQMI48MF92 |
|---|---|
| Applications received | 57 |
| Mortgages made | 51 |
| Denied | 2 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 4 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: The First National Bank of Tom Bean, 4 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 19 | Not published | $85,000 | 0.0% |
| Refinancing | 10 | Not published | $195,000 | 9.1% |
| Cash-out refinancing | 11 | Not published | $145,000 | 8.3% |
| Other purposes | 11 | Not published | $275,000 | 0.0% |
Where The First National Bank of Tom Bean lends most
The 15 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Grayson County, TX | 16 | Not published | 5.9% |
| Hempstead County, AR | 14 | Not published | 6.7% |
| Red River County, TX | 5 | Under 10 loans | 0.0% |
| Marshall County, OK | 4 | Under 10 loans | 0.0% |
| Lafayette County, AR | 2 | Under 10 loans | 0.0% |
| Benton County, AR | 1 | Under 10 loans | 0.0% |
| Miller County, AR | 1 | Under 10 loans | 0.0% |
| Nevada County, AR | 1 | Under 10 loans | 0.0% |
| Pike County, AR | 1 | Under 10 loans | 0.0% |
| Hughes County, OK | 1 | Under 10 loans | 0.0% |
| Bowie County, TX | 1 | Under 10 loans | 0.0% |
| Collin County, TX | 1 | Under 10 loans | 0.0% |
| Dallas County, TX | 1 | Under 10 loans | 0.0% |
| Fannin County, TX | 1 | Under 10 loans | 0.0% |
| Hunt County, TX | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.