The Fountain Trust Company
The Fountain Trust Company received 282 applications in 2025 and made 162 mortgages, in 29 counties across 3 states. The median rate its borrowers got was Not published on a median loan of $165,000. Of 273 decisions, 65 were denials — 23.8%.
| Legal Entity Identifier | 549300BM59EMYEJ5Q179 |
|---|---|
| Applications received | 282 |
| Mortgages made | 162 |
| Denied | 65 |
| Approved, not taken up | 46 |
| Withdrawn or incomplete | 9 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: The Fountain Trust Company, 20 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 109 | Not published | $175,000 | 22.6% |
| Refinancing | 24 | Not published | $180,000 | 17.5% |
| Cash-out refinancing | 10 | Not published | $145,000 | 50.0% |
| Other purposes | 19 | Not published | $85,000 | 14.3% |
Where The Fountain Trust Company lends most
The 29 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Tippecanoe County, IN | 74 | Not published | 16.4% |
| Fountain County, IN | 13 | Not published | 39.4% |
| White County, IN | 13 | Not published | 9.5% |
| Montgomery County, IN | 12 | Not published | 42.9% |
| Carroll County, IN | 9 | Under 10 loans | 30.8% |
| Clinton County, IN | 6 | Under 10 loans | 33.3% |
| Parke County, IN | 6 | Under 10 loans | 33.3% |
| Warren County, IN | 5 | Under 10 loans | 30.0% |
| Benton County, IN | 4 | Under 10 loans | 20.0% |
| Howard County, IN | 4 | Under 10 loans | 0.0% |
| Cass County, IN | 3 | Under 10 loans | 0.0% |
| Delaware County, IN | 2 | Under 10 loans | 0.0% |
| Marion County, IN | 2 | Under 10 loans | 40.0% |
| Charlotte County, FL | 1 | Under 10 loans | 0.0% |
| Kane County, IL | 1 | Under 10 loans | 0.0% |
| Allen County, IN | 1 | Under 10 loans | 0.0% |
| Hamilton County, IN | 1 | Under 10 loans | 0.0% |
| Hendricks County, IN | 1 | Under 10 loans | 0.0% |
| Jasper County, IN | 1 | Under 10 loans | 0.0% |
| Lake County, IN | 1 | Under 10 loans | 0.0% |
| Pulaski County, IN | 1 | Under 10 loans | 0.0% |
| Vigo County, IN | 1 | Under 10 loans | 0.0% |
| Polk County, FL | 0 | Under 10 loans | 0.0% |
| Cook County, IL | 0 | Under 10 loans | 50.0% |
| Boone County, IN | 0 | Under 10 loans | 0.0% |
| Fulton County, IN | 0 | Under 10 loans | 100.0% |
| Putnam County, IN | 0 | Under 10 loans | 0.0% |
| Vermillion County, IN | 0 | Under 10 loans | 33.3% |
| Wabash County, IN | 0 | Under 10 loans | 100.0% |
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When The Fountain Trust Company’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.