The Genoa Banking Company
The Genoa Banking Company received 440 applications in 2025 and made 349 mortgages, in 26 counties across 7 states. The median rate its borrowers got was Not published on a median loan of $195,000. Of 409 decisions, 21 were denials — 5.1%.
| Legal Entity Identifier | 549300DRKI1J5D73X280 |
|---|---|
| Applications received | 440 |
| Mortgages made | 349 |
| Denied | 21 |
| Approved, not taken up | 39 |
| Withdrawn or incomplete | 31 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: The Genoa Banking Company, 9 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 270 | Not published | $205,000 | 3.2% |
| Refinancing | 29 | Not published | $245,000 | 18.9% |
| Cash-out refinancing | 26 | Not published | $145,000 | 2.9% |
| Other purposes | 24 | Not published | $85,000 | 10.7% |
Where The Genoa Banking Company lends most
The 26 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Lucas County, OH | 129 | Not published | 5.1% |
| Ottawa County, OH | 81 | Not published | 6.3% |
| Wood County, OH | 65 | Not published | 2.9% |
| Sandusky County, OH | 23 | Not published | 3.9% |
| Monroe County, MI | 10 | Not published | 0.0% |
| Erie County, OH | 8 | Under 10 loans | 10.0% |
| Fulton County, OH | 4 | Under 10 loans | 16.7% |
| Jackson County, MI | 3 | Under 10 loans | 0.0% |
| Lenawee County, MI | 3 | Under 10 loans | 0.0% |
| Hancock County, OH | 3 | Under 10 loans | 25.0% |
| Broward County, FL | 2 | Under 10 loans | 0.0% |
| Palm Beach County, FL | 2 | Under 10 loans | 0.0% |
| Franklin County, OH | 2 | Under 10 loans | 0.0% |
| Henry County, OH | 2 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 1 | Under 10 loans | 0.0% |
| Charlotte County, FL | 1 | Under 10 loans | 0.0% |
| Collier County, FL | 1 | Under 10 loans | 0.0% |
| Lee County, FL | 1 | Under 10 loans | 0.0% |
| Sarasota County, FL | 1 | Under 10 loans | 0.0% |
| Allen County, IN | 1 | Under 10 loans | 0.0% |
| Branch County, MI | 1 | Under 10 loans | 0.0% |
| Delaware County, OH | 1 | Under 10 loans | 0.0% |
| Huron County, OH | 1 | Under 10 loans | 50.0% |
| Seneca County, OH | 1 | Under 10 loans | 0.0% |
| Horry County, SC | 1 | Under 10 loans | 0.0% |
| Spotsylvania County, VA | 1 | Under 10 loans | 0.0% |
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When The Genoa Banking Company’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.