Towpath Credit Union, Inc.
Towpath Credit Union, Inc. received 411 applications in 2025 and made 238 mortgages, in 13 counties across 3 states. The median rate its borrowers got was 7.250% on a median loan of $55,000. Of 281 decisions, 41 were denials — 14.6%, most often for other. 1 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 254900HQBR2XD7IAKH63 |
|---|---|
| Applications received | 411 |
| Mortgages made | 238 |
| Denied | 41 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 130 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.017 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 23 | 6.375% | $195,000 | 7.4% |
| Refinancing | 17 | 6.950% | $105,000 | 10.5% |
| Cash-out refinancing | 9 | Under 10 loans | Under 10 loans | 35.7% |
| Other purposes | 189 | 7.250% | $45,000 | 14.5% |
Where Towpath Credit Union, Inc. lends most
The 13 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Summit County, OH | 201 | 7.250% | 13.6% |
| Portage County, OH | 10 | 7.250% | 16.7% |
| Stark County, OH | 9 | Under 10 loans | 10.0% |
| Cuyahoga County, OH | 7 | Under 10 loans | 22.2% |
| Medina County, OH | 4 | Under 10 loans | 50.0% |
| Wayne County, OH | 3 | Under 10 loans | 0.0% |
| Lee County, FL | 1 | Under 10 loans | 0.0% |
| Geauga County, OH | 1 | Under 10 loans | 0.0% |
| Lorain County, OH | 1 | Under 10 loans | 0.0% |
| Richland County, OH | 1 | Under 10 loans | 0.0% |
| Pasco County, FL | 0 | Under 10 loans | Not published |
| Cumberland County, NC | 0 | Under 10 loans | Not published |
| Trumbull County, OH | 0 | Under 10 loans | Not published |
Get told when this changes
When Towpath Credit Union, Inc.’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.