U.S. CENTURY BANK
U.S. CENTURY BANK received 54 applications in 2025 and made 49 mortgages, in 13 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $1,455,000. Of 54 decisions, 1 were denials — 1.8%.
| Legal Entity Identifier | 254900XT937N1XUKWX63 |
|---|---|
| Applications received | 54 |
| Mortgages made | 49 |
| Denied | 1 |
| Approved, not taken up | 4 |
| Withdrawn or incomplete | 0 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: U. S. Century Bank, 10 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 22 | Not published | $1,275,000 | 4.0% |
| Refinancing | 27 | Not published | $1,805,000 | 0.0% |
Where U.S. CENTURY BANK lends most
The 13 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Miami-Dade County, FL | 22 | Not published | 4.0% |
| Broward County, FL | 10 | Not published | 0.0% |
| Pinellas County, FL | 4 | Under 10 loans | 0.0% |
| Citrus County, FL | 2 | Under 10 loans | 0.0% |
| Hillsborough County, FL | 2 | Under 10 loans | 0.0% |
| St. Lucie County, FL | 2 | Under 10 loans | 0.0% |
| Volusia County, FL | 2 | Under 10 loans | 0.0% |
| Brevard County, FL | 1 | Under 10 loans | 0.0% |
| Charlotte County, FL | 1 | Under 10 loans | 0.0% |
| Highlands County, FL | 1 | Under 10 loans | 0.0% |
| Lee County, FL | 1 | Under 10 loans | 0.0% |
| Polk County, FL | 1 | Under 10 loans | 0.0% |
| Palm Beach County, FL | 0 | Under 10 loans | 0.0% |
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When U.S. CENTURY BANK’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.