University of Illinois Community Credit Union
University of Illinois Community Credit Union received 400 applications in 2025 and made 285 mortgages, in 48 counties across 12 states. The median rate its borrowers got was 5.500% on a median loan of $245,000. Of 304 decisions, 19 were denials — 6.3%, most often for debt-to-income ratio. 4 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300MD1OK70DH5EZ47 |
|---|---|
| Applications received | 400 |
| Mortgages made | 285 |
| Denied | 19 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 96 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.474 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 223 | 5.500% | $225,000 | 4.3% |
| Refinancing | 44 | 4.375% | $290,000 | 6.4% |
| Cash-out refinancing | 18 | 6.500% | $165,000 | 25.0% |
Where University of Illinois Community Credit Union lends most
The 48 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Champaign County, IL | 160 | 5.500% | 4.2% |
| Vermilion County, IL | 26 | 6.125% | 10.3% |
| McLean County, IL | 17 | 4.375% | 5.6% |
| Piatt County, IL | 12 | 5.500% | 14.3% |
| Cook County, IL | 10 | 4.375% | 16.7% |
| Douglas County, IL | 8 | Under 10 loans | 0.0% |
| DuPage County, IL | 6 | Under 10 loans | 0.0% |
| Ford County, IL | 6 | Under 10 loans | 0.0% |
| Lake County, IL | 4 | Under 10 loans | 0.0% |
| Coles County, IL | 3 | Under 10 loans | 0.0% |
| Livingston County, IL | 3 | Under 10 loans | 0.0% |
| Macon County, IL | 3 | Under 10 loans | 0.0% |
| Will County, IL | 3 | Under 10 loans | 0.0% |
| De Witt County, IL | 2 | Under 10 loans | 0.0% |
| Kane County, IL | 2 | Under 10 loans | 0.0% |
| Iroquois County, IL | 1 | Under 10 loans | 0.0% |
| Madison County, IL | 1 | Under 10 loans | 0.0% |
| Peoria County, IL | 1 | Under 10 loans | 0.0% |
| Richland County, IL | 1 | Under 10 loans | 0.0% |
| Sangamon County, IL | 1 | Under 10 loans | 0.0% |
| Stephenson County, IL | 1 | Under 10 loans | 0.0% |
| Tazewell County, IL | 1 | Under 10 loans | 0.0% |
| Woodford County, IL | 1 | Under 10 loans | 0.0% |
| Hamilton County, IN | 1 | Under 10 loans | 0.0% |
| St. Louis County, MO | 1 | Under 10 loans | 0.0% |
| Wake County, NC | 1 | Under 10 loans | 0.0% |
| Lorain County, OH | 1 | Under 10 loans | 0.0% |
| Allegheny County, PA | 1 | Under 10 loans | 0.0% |
| Delaware County, PA | 1 | Under 10 loans | 0.0% |
| Richland County, SC | 1 | Under 10 loans | 0.0% |
| Knox County, TN | 1 | Under 10 loans | 0.0% |
| Sevier County, TN | 1 | Under 10 loans | 0.0% |
| Milwaukee County, WI | 1 | Under 10 loans | 0.0% |
| Rock County, WI | 1 | Under 10 loans | 0.0% |
| Sheboygan County, WI | 1 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 0 | Under 10 loans | Not published |
| Denver County, CO | 0 | Under 10 loans | Not published |
| Cumberland County, IL | 0 | Under 10 loans | Not published |
| Edgar County, IL | 0 | Under 10 loans | Not published |
| Effingham County, IL | 0 | Under 10 loans | Not published |
| Franklin County, IL | 0 | Under 10 loans | 100.0% |
| Jackson County, IL | 0 | Under 10 loans | Not published |
| Kankakee County, IL | 0 | Under 10 loans | Not published |
| Logan County, IL | 0 | Under 10 loans | Not published |
| Randolph County, IL | 0 | Under 10 loans | Not published |
| St. Clair County, IL | 0 | Under 10 loans | Not published |
| Boone County, IN | 0 | Under 10 loans | Not published |
| Tarrant County, TX | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.