We Florida Financial
We Florida Financial received 187 applications in 2025 and made 162 mortgages, in 10 counties across 1 state. The median rate its borrowers got was 7.500% on a median loan of $85,000. Of 174 decisions, 8 were denials — 4.6%, most often for debt-to-income ratio.
| Legal Entity Identifier | 254900XS6ZEOAD9Q6N72 |
|---|---|
| Applications received | 187 |
| Mortgages made | 162 |
| Denied | 8 |
| Approved, not taken up | 4 |
| Withdrawn or incomplete | 13 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Refinancing | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Cash-out refinancing | 49 | 7.500% | $85,000 | 5.7% |
| Other purposes | 102 | 7.500% | $75,000 | 4.6% |
Where We Florida Financial lends most
The 10 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Broward County, FL | 122 | 7.500% | 4.6% |
| Palm Beach County, FL | 18 | 7.500% | 5.0% |
| Miami-Dade County, FL | 16 | 7.750% | 0.0% |
| Brevard County, FL | 1 | Under 10 loans | 0.0% |
| Duval County, FL | 1 | Under 10 loans | 0.0% |
| Indian River County, FL | 1 | Under 10 loans | 0.0% |
| Lee County, FL | 1 | Under 10 loans | 0.0% |
| Manatee County, FL | 1 | Under 10 loans | 0.0% |
| St. Lucie County, FL | 1 | Under 10 loans | 0.0% |
| Volusia County, FL | 0 | Under 10 loans | 100.0% |
Get told when this changes
When We Florida Financial’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.