WESTERN VISTA
WESTERN VISTA received 341 applications in 2025 and made 243 mortgages, in 16 counties across 7 states. The median rate its borrowers got was 6.250% on a median loan of $195,000. Of 269 decisions, 25 were denials — 9.3%, most often for debt-to-income ratio. 35 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300WRB87J6ZL6CO07 |
|---|---|
| Applications received | 341 |
| Mortgages made | 243 |
| Denied | 25 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 72 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.195 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 160 | 6.055% | $255,000 | 5.3% |
| Refinancing | 16 | 6.443% | $130,000 | 5.9% |
| Cash-out refinancing | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Other purposes | 64 | 7.750% | $85,000 | 16.9% |
Where WESTERN VISTA lends most
The 16 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Natrona County, WY | 179 | 6.125% | 6.3% |
| Laramie County, WY | 37 | 7.750% | 2.6% |
| Converse County, WY | 12 | 6.370% | 0.0% |
| Platte County, WY | 4 | Under 10 loans | 0.0% |
| Larimer County, CO | 3 | Under 10 loans | 0.0% |
| Carbon County, WY | 2 | Under 10 loans | 0.0% |
| Yavapai County, AZ | 1 | Under 10 loans | 0.0% |
| Broomfield County, CO | 1 | Under 10 loans | 0.0% |
| Musselshell County, MT | 1 | Under 10 loans | 0.0% |
| Albany County, WY | 1 | Under 10 loans | 0.0% |
| Fremont County, WY | 1 | Under 10 loans | 0.0% |
| Goshen County, WY | 1 | Under 10 loans | 0.0% |
| Boulder County, CO | 0 | Under 10 loans | Not published |
| Denver County, CO | 0 | Under 10 loans | Not published |
| Lubbock County, TX | 0 | Under 10 loans | Not published |
| Wichita County, TX | 0 | Under 10 loans | Not published |
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When WESTERN VISTA’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.