Athol Savings Bank
Athol Savings Bank received 119 applications in 2025 and made 75 mortgages, in 14 counties across 3 states. The median rate its borrowers got was Not published on a median loan of $165,000. Of 108 decisions, 30 were denials — 27.8%. 1 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300BN61BPY0L0H441 |
|---|---|
| Applications received | 119 |
| Mortgages made | 75 |
| Denied | 30 |
| Approved, not taken up | 3 |
| Withdrawn or incomplete | 11 |
| Loans bought from other lenders | 17 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 31 | Not published | $465,000 | 23.3% |
| Refinancing | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Cash-out refinancing | 15 | Not published | $155,000 | 40.0% |
| Other purposes | 28 | Not published | $65,000 | 25.6% |
Where Athol Savings Bank lends most
The 14 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Worcester County, MA | 62 | Not published | 29.2% |
| Franklin County, MA | 4 | Under 10 loans | 33.3% |
| Hillsborough County, NH | 4 | Under 10 loans | 0.0% |
| Middlesex County, MA | 2 | Under 10 loans | 0.0% |
| Cheshire County, NH | 2 | Under 10 loans | 0.0% |
| Bristol County, MA | 0 | Under 10 loans | Not published |
| Essex County, MA | 0 | Under 10 loans | Not published |
| Hampshire County, MA | 0 | Under 10 loans | 100.0% |
| Norfolk County, MA | 0 | Under 10 loans | Not published |
| Suffolk County, MA | 0 | Under 10 loans | Not published |
| Kent County, RI | 0 | Under 10 loans | Not published |
| Newport County, RI | 0 | Under 10 loans | Not published |
| Providence County, RI | 0 | Under 10 loans | Not published |
| Washington County, RI | 0 | Under 10 loans | Not published |
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When Athol Savings Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.