Mortgage Lender Index

Azuza LLC dba Z Loans Funding

Azuza LLC dba Z Loans Funding received 209 applications in 2025 and made 114 mortgages, in 38 counties across 10 states. The median rate its borrowers got was 7.490% on a median loan of $435,000. Of 129 decisions, 0 were denials — 0.0%. 3 of its applications carried no county and are counted here but on no county page.

Legal Entity Identifier254900CX4A85W20A2X77
Applications received209
Mortgages made114
Denied0
Approved, not taken up15
Withdrawn or incomplete80
Loans bought from other lenders0
Median rate spread over the prime offer rate1.091 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase79 7.375%$475,000 0.0%
Refinancing8 Under 10 loansUnder 10 loans 0.0%
Cash-out refinancing22 7.625%$290,000 0.0%
Other purposes5 Under 10 loansUnder 10 loans 0.0%

Where Azuza LLC dba Z Loans Funding lends most

The 38 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Clark County, NV 487.188%0.0%
Los Angeles County, CA 357.500%0.0%
Palm Beach County, FL 4Under 10 loans0.0%
Cumberland County, NC 3Under 10 loans0.0%
Miami-Dade County, FL 2Under 10 loans0.0%
Hudson County, NJ 2Under 10 loans0.0%
Passaic County, NJ 2Under 10 loans0.0%
Buncombe County, NC 2Under 10 loans0.0%
Clark County, OH 2Under 10 loans0.0%
Harris County, TX 2Under 10 loans0.0%
San Bernardino County, CA 1Under 10 loans0.0%
Ventura County, CA 1Under 10 loans0.0%
St. Lucie County, FL 1Under 10 loans0.0%
Paulding County, GA 1Under 10 loans0.0%
Pike County, GA 1Under 10 loans0.0%
Essex County, NJ 1Under 10 loans0.0%
Morris County, NJ 1Under 10 loans0.0%
Somerset County, NJ 1Under 10 loans0.0%
Suffolk County, NY 1Under 10 loans0.0%
Alameda County, CA 0Under 10 loansNot published
El Dorado County, CA 0Under 10 loansNot published
Fresno County, CA 0Under 10 loansNot published
Imperial County, CA 0Under 10 loansNot published
Kern County, CA 0Under 10 loans0.0%
Lake County, CA 0Under 10 loansNot published
Merced County, CA 0Under 10 loans0.0%
Orange County, CA 0Under 10 loansNot published
Riverside County, CA 0Under 10 loansNot published
Sacramento County, CA 0Under 10 loansNot published
San Diego County, CA 0Under 10 loansNot published
San Francisco County, CA 0Under 10 loansNot published
Broward County, FL 0Under 10 loansNot published
Gwinnett County, GA 0Under 10 loansNot published
Nye County, NV 0Under 10 loansNot published
Washoe County, NV 0Under 10 loansNot published
Bergen County, NJ 0Under 10 loans0.0%
Vance County, NC 0Under 10 loansNot published
Spartanburg County, SC 0Under 10 loansNot published

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When Azuza LLC dba Z Loans Funding’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.