Azuza LLC dba Z Loans Funding
Azuza LLC dba Z Loans Funding received 209 applications in 2025 and made 114 mortgages, in 38 counties across 10 states. The median rate its borrowers got was 7.490% on a median loan of $435,000. Of 129 decisions, 0 were denials — 0.0%. 3 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 254900CX4A85W20A2X77 |
|---|---|
| Applications received | 209 |
| Mortgages made | 114 |
| Denied | 0 |
| Approved, not taken up | 15 |
| Withdrawn or incomplete | 80 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 1.091 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 79 | 7.375% | $475,000 | 0.0% |
| Refinancing | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Cash-out refinancing | 22 | 7.625% | $290,000 | 0.0% |
| Other purposes | 5 | Under 10 loans | Under 10 loans | 0.0% |
Where Azuza LLC dba Z Loans Funding lends most
The 38 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Clark County, NV | 48 | 7.188% | 0.0% |
| Los Angeles County, CA | 35 | 7.500% | 0.0% |
| Palm Beach County, FL | 4 | Under 10 loans | 0.0% |
| Cumberland County, NC | 3 | Under 10 loans | 0.0% |
| Miami-Dade County, FL | 2 | Under 10 loans | 0.0% |
| Hudson County, NJ | 2 | Under 10 loans | 0.0% |
| Passaic County, NJ | 2 | Under 10 loans | 0.0% |
| Buncombe County, NC | 2 | Under 10 loans | 0.0% |
| Clark County, OH | 2 | Under 10 loans | 0.0% |
| Harris County, TX | 2 | Under 10 loans | 0.0% |
| San Bernardino County, CA | 1 | Under 10 loans | 0.0% |
| Ventura County, CA | 1 | Under 10 loans | 0.0% |
| St. Lucie County, FL | 1 | Under 10 loans | 0.0% |
| Paulding County, GA | 1 | Under 10 loans | 0.0% |
| Pike County, GA | 1 | Under 10 loans | 0.0% |
| Essex County, NJ | 1 | Under 10 loans | 0.0% |
| Morris County, NJ | 1 | Under 10 loans | 0.0% |
| Somerset County, NJ | 1 | Under 10 loans | 0.0% |
| Suffolk County, NY | 1 | Under 10 loans | 0.0% |
| Alameda County, CA | 0 | Under 10 loans | Not published |
| El Dorado County, CA | 0 | Under 10 loans | Not published |
| Fresno County, CA | 0 | Under 10 loans | Not published |
| Imperial County, CA | 0 | Under 10 loans | Not published |
| Kern County, CA | 0 | Under 10 loans | 0.0% |
| Lake County, CA | 0 | Under 10 loans | Not published |
| Merced County, CA | 0 | Under 10 loans | 0.0% |
| Orange County, CA | 0 | Under 10 loans | Not published |
| Riverside County, CA | 0 | Under 10 loans | Not published |
| Sacramento County, CA | 0 | Under 10 loans | Not published |
| San Diego County, CA | 0 | Under 10 loans | Not published |
| San Francisco County, CA | 0 | Under 10 loans | Not published |
| Broward County, FL | 0 | Under 10 loans | Not published |
| Gwinnett County, GA | 0 | Under 10 loans | Not published |
| Nye County, NV | 0 | Under 10 loans | Not published |
| Washoe County, NV | 0 | Under 10 loans | Not published |
| Bergen County, NJ | 0 | Under 10 loans | 0.0% |
| Vance County, NC | 0 | Under 10 loans | Not published |
| Spartanburg County, SC | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.