BRONCO Federal Credit Union
BRONCO Federal Credit Union received 138 applications in 2025 and made 99 mortgages, in 20 counties across 3 states. The median rate its borrowers got was 6.990% on a median loan of $65,000. Of 127 decisions, 28 were denials — 22.1%, most often for credit history.
| Legal Entity Identifier | 549300G5JZD1PBR8EH75 |
|---|---|
| Applications received | 138 |
| Mortgages made | 99 |
| Denied | 28 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 11 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.7 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 10 | 6.158% | $210,000 | 0.0% |
| Refinancing | 25 | 6.250% | $185,000 | 7.4% |
| Cash-out refinancing | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 61 | 6.990% | $55,000 | 29.9% |
Where BRONCO Federal Credit Union lends most
The 20 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Southampton County, VA | 52 | 6.990% | 16.1% |
| Suffolk city, VA | 15 | 6.990% | 21.1% |
| Isle of Wight County, VA | 11 | 6.990% | 15.4% |
| Franklin city, VA | 4 | Under 10 loans | 69.2% |
| Chesapeake city, VA | 3 | Under 10 loans | 25.0% |
| Hertford County, NC | 2 | Under 10 loans | 0.0% |
| Henrico County, VA | 2 | Under 10 loans | 0.0% |
| Halifax County, NC | 1 | Under 10 loans | 0.0% |
| Northampton County, NC | 1 | Under 10 loans | 0.0% |
| Wake County, NC | 1 | Under 10 loans | 0.0% |
| Goochland County, VA | 1 | Under 10 loans | 0.0% |
| Surry County, VA | 1 | Under 10 loans | 0.0% |
| Sussex County, VA | 1 | Under 10 loans | 0.0% |
| Emporia city, VA | 1 | Under 10 loans | 0.0% |
| Hampton city, VA | 1 | Under 10 loans | 0.0% |
| Newport News city, VA | 1 | Under 10 loans | 0.0% |
| Virginia Beach city, VA | 1 | Under 10 loans | 0.0% |
| Sarasota County, FL | 0 | Under 10 loans | 100.0% |
| Gates County, NC | 0 | Under 10 loans | 100.0% |
| Portsmouth city, VA | 0 | Under 10 loans | Not published |
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When BRONCO Federal Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.