CARTER FEDERAL CREDIT UNION
CARTER FEDERAL CREDIT UNION received 94 applications in 2025 and made 93 mortgages, in 27 counties across 4 states. The median rate its borrowers got was 6.750% on a median loan of $225,000. Of 93 decisions, 0 were denials — 0.0%.
| Legal Entity Identifier | 549300CKG3JGNHH34D61 |
|---|---|
| Applications received | 94 |
| Mortgages made | 93 |
| Denied | 0 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 1 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.1465 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 70 | 6.750% | $230,000 | 0.0% |
| Refinancing | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Cash-out refinancing | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 8 | Under 10 loans | Under 10 loans | 0.0% |
Where CARTER FEDERAL CREDIT UNION lends most
The 27 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Caddo Parish, LA | 34 | 6.875% | 0.0% |
| Webster Parish, LA | 10 | 6.750% | 0.0% |
| Miami-Dade County, FL | 9 | Under 10 loans | 0.0% |
| Bossier Parish, LA | 7 | Under 10 loans | 0.0% |
| De Soto Parish, LA | 5 | Under 10 loans | 0.0% |
| Claiborne Parish, LA | 3 | Under 10 loans | 0.0% |
| Orleans Parish, LA | 2 | Under 10 loans | 0.0% |
| Rapides Parish, LA | 2 | Under 10 loans | 0.0% |
| Smith County, TX | 2 | Under 10 loans | 0.0% |
| Tarrant County, TX | 2 | Under 10 loans | 0.0% |
| Garland County, AR | 1 | Under 10 loans | 0.0% |
| Miller County, AR | 1 | Under 10 loans | 0.0% |
| Washington County, AR | 1 | Under 10 loans | 0.0% |
| Osceola County, FL | 1 | Under 10 loans | 0.0% |
| Pinellas County, FL | 1 | Under 10 loans | 0.0% |
| Bienville Parish, LA | 1 | Under 10 loans | 0.0% |
| East Baton Rouge Parish, LA | 1 | Under 10 loans | 0.0% |
| Jackson Parish, LA | 1 | Under 10 loans | 0.0% |
| Natchitoches Parish, LA | 1 | Under 10 loans | 0.0% |
| St. Tammany Parish, LA | 1 | Under 10 loans | 0.0% |
| West Baton Rouge Parish, LA | 1 | Under 10 loans | 0.0% |
| Winn Parish, LA | 1 | Under 10 loans | 0.0% |
| Dallas County, TX | 1 | Under 10 loans | 0.0% |
| Denton County, TX | 1 | Under 10 loans | 0.0% |
| Harris County, TX | 1 | Under 10 loans | 0.0% |
| Van Zandt County, TX | 1 | Under 10 loans | 0.0% |
| Wise County, TX | 1 | Under 10 loans | 0.0% |
Get told when this changes
When CARTER FEDERAL CREDIT UNION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.