Ciera Bank
Ciera Bank received 60 applications in 2025 and made 40 mortgages, in 16 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $240,000. Of 51 decisions, 7 were denials — 13.7%.
| Legal Entity Identifier | 549300QQT0E10LWS3326 |
|---|---|
| Applications received | 60 |
| Mortgages made | 40 |
| Denied | 7 |
| Approved, not taken up | 4 |
| Withdrawn or incomplete | 9 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Ciera Bank, 8 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 22 | Not published | $290,000 | 7.4% |
| Refinancing | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Cash-out refinancing | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Other purposes | 11 | Not published | $165,000 | 20.0% |
Where Ciera Bank lends most
The 16 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Young County, TX | 11 | Not published | 15.4% |
| Denton County, TX | 7 | Under 10 loans | 8.3% |
| Johnson County, TX | 4 | Under 10 loans | 0.0% |
| Cooke County, TX | 3 | Under 10 loans | 25.0% |
| Tarrant County, TX | 3 | Under 10 loans | 25.0% |
| Llano County, TX | 2 | Under 10 loans | 0.0% |
| Parker County, TX | 2 | Under 10 loans | 50.0% |
| Aransas County, TX | 1 | Under 10 loans | 0.0% |
| Dallas County, TX | 1 | Under 10 loans | 0.0% |
| Hood County, TX | 1 | Under 10 loans | 0.0% |
| Jack County, TX | 1 | Under 10 loans | 0.0% |
| Kaufman County, TX | 1 | Under 10 loans | 0.0% |
| Palo Pinto County, TX | 1 | Under 10 loans | 0.0% |
| Polk County, TX | 1 | Under 10 loans | 0.0% |
| Wichita County, TX | 1 | Under 10 loans | 0.0% |
| Grayson County, TX | 0 | Under 10 loans | Not published |
Get told when this changes
When Ciera Bank’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.