Day Air Credit Union, Inc.
Day Air Credit Union, Inc. received 1,119 applications in 2025 and made 702 mortgages, in 34 counties across 6 states. The median rate its borrowers got was 7.240% on a median loan of $105,000. Of 856 decisions, 138 were denials — 16.1%, most often for credit history.
| Legal Entity Identifier | 254900JPFVLN18XNDG98 |
|---|---|
| Applications received | 1,119 |
| Mortgages made | 702 |
| Denied | 138 |
| Approved, not taken up | 16 |
| Withdrawn or incomplete | 263 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.5085 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 265 | 6.500% | $195,000 | 1.4% |
| Refinancing | 24 | 6.875% | $120,000 | 25.0% |
| Cash-out refinancing | 42 | 7.240% | $105,000 | 28.6% |
| Other purposes | 371 | 7.990% | $55,000 | 22.5% |
Where Day Air Credit Union, Inc. lends most
The 34 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Montgomery County, OH | 423 | 7.240% | 19.7% |
| Greene County, OH | 99 | 7.240% | 13.0% |
| Warren County, OH | 54 | 7.183% | 6.7% |
| Butler County, OH | 27 | 6.875% | 3.5% |
| Clark County, OH | 21 | 6.990% | 12.5% |
| Preble County, OH | 16 | 7.558% | 0.0% |
| Miami County, OH | 13 | 6.990% | 31.6% |
| Clinton County, OH | 7 | Under 10 loans | 0.0% |
| Darke County, OH | 7 | Under 10 loans | 12.5% |
| Champaign County, OH | 6 | Under 10 loans | 0.0% |
| Hamilton County, OH | 6 | Under 10 loans | 0.0% |
| Franklin County, OH | 4 | Under 10 loans | 0.0% |
| Clermont County, OH | 3 | Under 10 loans | 25.0% |
| Allen County, OH | 2 | Under 10 loans | 0.0% |
| Fairfield County, OH | 2 | Under 10 loans | 0.0% |
| Campbell County, KY | 1 | Under 10 loans | 0.0% |
| Carroll County, OH | 1 | Under 10 loans | 0.0% |
| Delaware County, OH | 1 | Under 10 loans | 0.0% |
| Geauga County, OH | 1 | Under 10 loans | 0.0% |
| Hancock County, OH | 1 | Under 10 loans | 0.0% |
| Highland County, OH | 1 | Under 10 loans | 0.0% |
| Lake County, OH | 1 | Under 10 loans | 0.0% |
| Madison County, OH | 1 | Under 10 loans | 0.0% |
| Richland County, OH | 1 | Under 10 loans | 0.0% |
| Shelby County, OH | 1 | Under 10 loans | 0.0% |
| Trumbull County, OH | 1 | Under 10 loans | 0.0% |
| Montgomery County, TN | 1 | Under 10 loans | 0.0% |
| Broward County, FL | 0 | Under 10 loans | Not published |
| Clinton County, MI | 0 | Under 10 loans | Not published |
| Sandoval County, NM | 0 | Under 10 loans | Not published |
| Adams County, OH | 0 | Under 10 loans | 0.0% |
| Auglaize County, OH | 0 | Under 10 loans | Not published |
| Mercer County, OH | 0 | Under 10 loans | Not published |
| Ottawa County, OH | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.