ECLIPSE BANK, INC.
ECLIPSE BANK, INC. received 121 applications in 2025 and made 84 mortgages, in 27 counties across 12 states. The median rate its borrowers got was Not published on a median loan of $260,000. Of 93 decisions, 8 were denials — 8.6%.
| Legal Entity Identifier | 25490014T1E9ZF0ODZ87 |
|---|---|
| Applications received | 121 |
| Mortgages made | 84 |
| Denied | 8 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 28 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Eclipse Bank, Inc., 4 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 63 | Not published | $255,000 | 3.0% |
| Refinancing | 10 | Not published | $260,000 | 28.6% |
| Cash-out refinancing | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Other purposes | 6 | Under 10 loans | Under 10 loans | 0.0% |
Where ECLIPSE BANK, INC. lends most
The 27 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Jefferson County, KY | 34 | Not published | 8.1% |
| Washington County, TN | 15 | Not published | 6.3% |
| Sullivan County, TN | 8 | Under 10 loans | 11.1% |
| Bullitt County, KY | 4 | Under 10 loans | 0.0% |
| Oldham County, KY | 4 | Under 10 loans | 0.0% |
| Unicoi County, TN | 3 | Under 10 loans | 0.0% |
| Meade County, KY | 2 | Under 10 loans | 0.0% |
| Shelby County, KY | 2 | Under 10 loans | 0.0% |
| Cullman County, AL | 1 | Under 10 loans | 0.0% |
| Floyd County, IN | 1 | Under 10 loans | 0.0% |
| Washington County, IN | 1 | Under 10 loans | 0.0% |
| Edmonson County, KY | 1 | Under 10 loans | 0.0% |
| Hardin County, KY | 1 | Under 10 loans | 0.0% |
| Jessamine County, KY | 1 | Under 10 loans | 0.0% |
| Nelson County, KY | 1 | Under 10 loans | 0.0% |
| Butler County, OH | 1 | Under 10 loans | 0.0% |
| Montgomery County, OH | 1 | Under 10 loans | 0.0% |
| Lancaster County, SC | 1 | Under 10 loans | 0.0% |
| Carter County, TN | 1 | Under 10 loans | 0.0% |
| Salt Lake County, UT | 1 | Under 10 loans | 0.0% |
| Mesa County, CO | 0 | Under 10 loans | 100.0% |
| Duval County, FL | 0 | Under 10 loans | 100.0% |
| Palm Beach County, FL | 0 | Under 10 loans | Not published |
| Yellowstone County, MT | 0 | Under 10 loans | Not published |
| Watauga County, NC | 0 | Under 10 loans | Not published |
| Greene County, TN | 0 | Under 10 loans | 0.0% |
| Washington County, VA | 0 | Under 10 loans | Not published |
Get told when this changes
When ECLIPSE BANK, INC.’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.