Evergreen National Bank
Evergreen National Bank received 26 applications in 2025 and made 17 mortgages, in 10 counties across 3 states. The median rate its borrowers got was Not published on a median loan of $505,000. Of 22 decisions, 3 were denials — 13.6%, most often for debt-to-income ratio.
| Legal Entity Identifier | 5493006G148FKG4GC506 |
|---|---|
| Applications received | 26 |
| Mortgages made | 17 |
| Denied | 3 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 4 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Evergreen National Bank, 3 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Refinancing | 10 | Not published | $675,000 | 0.0% |
| Cash-out refinancing | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 2 | Under 10 loans | Under 10 loans | 50.0% |
Where Evergreen National Bank lends most
The 10 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Jefferson County, CO | 7 | Under 10 loans | 12.5% |
| Clear Creek County, CO | 3 | Under 10 loans | 0.0% |
| Douglas County, CO | 3 | Under 10 loans | 25.0% |
| Gilpin County, CO | 1 | Under 10 loans | 0.0% |
| Routt County, CO | 1 | Under 10 loans | 0.0% |
| Jackson County, MO | 1 | Under 10 loans | 0.0% |
| Llano County, TX | 1 | Under 10 loans | 0.0% |
| Arapahoe County, CO | 0 | Under 10 loans | 100.0% |
| Park County, CO | 0 | Under 10 loans | Not published |
| Pueblo County, CO | 0 | Under 10 loans | 0.0% |
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When Evergreen National Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.