First State Bank
First State Bank received 171 applications in 2025 and made 144 mortgages, in 8 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $105,000. Of 152 decisions, 8 were denials — 5.3%.
| Legal Entity Identifier | 54930025OQ7Y7X795P35 |
|---|---|
| Applications received | 171 |
| Mortgages made | 144 |
| Denied | 8 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 19 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: First State Bank, 2 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 50 | Not published | $200,000 | 2.0% |
| Refinancing | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Cash-out refinancing | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 84 | Not published | $75,000 | 6.7% |
Where First State Bank lends most
The 8 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Brazoria County, TX | 133 | Not published | 5.7% |
| Harris County, TX | 3 | Under 10 loans | 0.0% |
| Galveston County, TX | 2 | Under 10 loans | 0.0% |
| Matagorda County, TX | 2 | Under 10 loans | 0.0% |
| Brown County, TX | 1 | Under 10 loans | 0.0% |
| Polk County, TX | 1 | Under 10 loans | 0.0% |
| Real County, TX | 1 | Under 10 loans | 0.0% |
| Travis County, TX | 1 | Under 10 loans | 0.0% |
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When First State Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.