Mortgage Lender Index

First State Bank

First State Bank received 83 applications in 2025 and made 82 mortgages, in 26 counties across 14 states. The median rate its borrowers got was Not published on a median loan of $195,000. Of 83 decisions, 0 were denials — 0.0%.

Legal Entity Identifier549300R8N9KVQUKVNJ71
Applications received83
Mortgages made82
Denied0
Approved, not taken up1
Withdrawn or incomplete0
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankYes: First State Bank, 2 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase50 Not published$215,000 0.0%
Refinancing23 Not published$175,000 0.0%
Other purposes9 Under 10 loansUnder 10 loans 0.0%

Where First State Bank lends most

The 26 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Grand Forks County, ND 37Not published0.0%
Traill County, ND 13Not published0.0%
Cass County, ND 7Under 10 loans0.0%
Cook County, IL 2Under 10 loans0.0%
Steele County, ND 2Under 10 loans0.0%
Manatee County, FL 1Under 10 loans0.0%
Pinellas County, FL 1Under 10 loans0.0%
Labette County, KS 1Under 10 loans0.0%
Hardin County, KY 1Under 10 loans0.0%
Scott County, KY 1Under 10 loans0.0%
Frederick County, MD 1Under 10 loans0.0%
Becker County, MN 1Under 10 loans0.0%
Clay County, MN 1Under 10 loans0.0%
Hennepin County, MN 1Under 10 loans0.0%
Polk County, MN 1Under 10 loans0.0%
Jackson County, MO 1Under 10 loans0.0%
Cabarrus County, NC 1Under 10 loans0.0%
Burleigh County, ND 1Under 10 loans0.0%
Stutsman County, ND 1Under 10 loans0.0%
Licking County, OH 1Under 10 loans0.0%
Wagoner County, OK 1Under 10 loans0.0%
Charleston County, SC 1Under 10 loans0.0%
Dorchester County, SC 1Under 10 loans0.0%
Lincoln County, SD 1Under 10 loans0.0%
Fort Bend County, TX 1Under 10 loans0.0%
Tarrant County, TX 1Under 10 loans0.0%

Get told when this changes

When First State Bank’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.