First Trust Bank of Illinois
First Trust Bank of Illinois received 81 applications in 2025 and made 64 mortgages, in 11 counties across 5 states. The median rate its borrowers got was Not published on a median loan of $100,000. Of 75 decisions, 8 were denials — 10.7%, most often for credit history.
| Legal Entity Identifier | 549300T3MSPBPSPZLR85 |
|---|---|
| Applications received | 81 |
| Mortgages made | 64 |
| Denied | 8 |
| Approved, not taken up | 3 |
| Withdrawn or incomplete | 6 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: First Trust Bank of Illinois, 5 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 29 | Not published | $165,000 | 9.4% |
| Refinancing | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Cash-out refinancing | 7 | Under 10 loans | Under 10 loans | 27.3% |
| Other purposes | 19 | Not published | $35,000 | 4.6% |
Where First Trust Bank of Illinois lends most
The 11 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Kankakee County, IL | 42 | Not published | 10.0% |
| Iroquois County, IL | 10 | Not published | 23.1% |
| Will County, IL | 3 | Under 10 loans | 0.0% |
| Lake County, IN | 2 | Under 10 loans | 0.0% |
| Collier County, FL | 1 | Under 10 loans | 0.0% |
| Lee County, FL | 1 | Under 10 loans | 0.0% |
| Fulton County, GA | 1 | Under 10 loans | 0.0% |
| DuPage County, IL | 1 | Under 10 loans | 0.0% |
| Ford County, IL | 1 | Under 10 loans | 0.0% |
| Tippecanoe County, IN | 1 | Under 10 loans | 0.0% |
| Sevier County, TN | 1 | Under 10 loans | 0.0% |
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When First Trust Bank of Illinois’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.