Mortgage Lender Index

Generations Community Federal Credit Union

Generations Community Federal Credit Union received 380 applications in 2025 and made 211 mortgages, in 21 counties across 1 state. The median rate its borrowers got was 7.000% on a median loan of $105,000. Of 324 decisions, 100 were denials — 30.9%, most often for collateral. 14 of its applications carried no county and are counted here but on no county page.

Legal Entity Identifier549300UX6CADCIYJ3506
Applications received380
Mortgages made211
Denied100
Approved, not taken up13
Withdrawn or incomplete56
Loans bought from other lenders0
Median rate spread over the prime offer rate0.894 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase17 6.495%$175,000 37.0%
Refinancing12 6.650%$215,000 7.1%
Cash-out refinancing95 7.000%$105,000 19.6%
Other purposes87 7.000%$105,000 42.0%

Where Generations Community Federal Credit Union lends most

The 21 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Bexar County, TX 1737.000%29.9%
Medina County, TX 136.650%17.7%
Guadalupe County, TX 6Under 10 loans0.0%
Comal County, TX 5Under 10 loans28.6%
Wilson County, TX 3Under 10 loans40.0%
Denton County, TX 2Under 10 loans0.0%
Bandera County, TX 1Under 10 loans0.0%
Blanco County, TX 1Under 10 loans0.0%
Collin County, TX 1Under 10 loans0.0%
Harris County, TX 1Under 10 loans50.0%
Llano County, TX 1Under 10 loans0.0%
Matagorda County, TX 1Under 10 loans0.0%
Nueces County, TX 1Under 10 loans0.0%
Stephens County, TX 1Under 10 loans0.0%
Atascosa County, TX 0Under 10 loans50.0%
Dallas County, TX 0Under 10 loans100.0%
Kendall County, TX 0Under 10 loans100.0%
Rockwall County, TX 0Under 10 loans100.0%
Webb County, TX 0Under 10 loans100.0%
Williamson County, TX 0Under 10 loans100.0%
Zavala County, TX 0Under 10 loans100.0%

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When Generations Community Federal Credit Union’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.