INSIGHT CREDIT UNION
INSIGHT CREDIT UNION received 50 applications in 2025 and made 15 mortgages, in 18 counties across 5 states. The median rate its borrowers got was 6.875% on a median loan of $195,000. Of 20 decisions, 5 were denials — 25.0%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300GMQCJI1T3P3Z82 |
|---|---|
| Applications received | 50 |
| Mortgages made | 15 |
| Denied | 5 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 30 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.331 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 8 | Under 10 loans | Under 10 loans | 20.0% |
| Refinancing | 0 | Under 10 loans | Under 10 loans | Not published |
| Cash-out refinancing | 7 | Under 10 loans | Under 10 loans | 30.0% |
Where INSIGHT CREDIT UNION lends most
The 18 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Lake County, FL | 6 | Under 10 loans | 14.3% |
| Orange County, FL | 2 | Under 10 loans | 0.0% |
| Polk County, FL | 2 | Under 10 loans | 0.0% |
| Charlotte County, FL | 1 | Under 10 loans | 0.0% |
| Marion County, FL | 1 | Under 10 loans | 50.0% |
| Seminole County, FL | 1 | Under 10 loans | 0.0% |
| Sumter County, FL | 1 | Under 10 loans | 0.0% |
| Pickens County, GA | 1 | Under 10 loans | 0.0% |
| Alachua County, FL | 0 | Under 10 loans | Not published |
| Brevard County, FL | 0 | Under 10 loans | Not published |
| Citrus County, FL | 0 | Under 10 loans | Not published |
| Levy County, FL | 0 | Under 10 loans | 100.0% |
| Palm Beach County, FL | 0 | Under 10 loans | Not published |
| Sarasota County, FL | 0 | Under 10 loans | 100.0% |
| Volusia County, FL | 0 | Under 10 loans | Not published |
| Allegheny County, PA | 0 | Under 10 loans | Not published |
| Hamilton County, TN | 0 | Under 10 loans | Not published |
| Monongalia County, WV | 0 | Under 10 loans | 100.0% |
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When INSIGHT CREDIT UNION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.