Mortgage Lender Index

Intercredit Bank, National Association

Intercredit Bank, National Association received 128 applications in 2025 and made 82 mortgages, in 11 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $405,000. Of 99 decisions, 15 were denials — 15.2%, most often for other.

Legal Entity Identifier254900DON8SDKGYIL122
Applications received128
Mortgages made82
Denied15
Approved, not taken up2
Withdrawn or incomplete29
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase58 Not published$440,000 13.2%
Refinancing5 Under 10 loansUnder 10 loans 16.7%
Cash-out refinancing19 Not published$345,000 20.0%

Where Intercredit Bank, National Association lends most

The 11 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Miami-Dade County, FL 33Not published19.1%
Osceola County, FL 14Not published6.7%
Lake County, FL 9Under 10 loans10.0%
Broward County, FL 6Under 10 loans25.0%
Polk County, FL 6Under 10 loans0.0%
Harris County, TX 5Under 10 loans0.0%
Orange County, FL 4Under 10 loans20.0%
Palm Beach County, FL 2Under 10 loans33.3%
Volusia County, FL 2Under 10 loans0.0%
Lee County, FL 1Under 10 loans0.0%
St. Lucie County, FL 0Under 10 loans100.0%

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When Intercredit Bank, National Association’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.