MUNICIPAL EMPLOYEES CREDIT UNION OF BALTIMORE, INCORPORATED
MUNICIPAL EMPLOYEES CREDIT UNION OF BALTIMORE, INCORPORATED received 401 applications in 2025 and made 163 mortgages, in 28 counties across 5 states. The median rate its borrowers got was Not published on a median loan of $235,000. Of 286 decisions, 118 were denials — 41.3%.
| Legal Entity Identifier | 549300X7J20OLLSGTZ36 |
|---|---|
| Applications received | 401 |
| Mortgages made | 163 |
| Denied | 118 |
| Approved, not taken up | 5 |
| Withdrawn or incomplete | 115 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 74 | Not published | $340,000 | 9.5% |
| Refinancing | 18 | Not published | $425,000 | 21.7% |
| Cash-out refinancing | 33 | Not published | $205,000 | 23.9% |
| Other purposes | 38 | Not published | $55,000 | 70.7% |
Where MUNICIPAL EMPLOYEES CREDIT UNION OF BALTIMORE, INCORPORATED lends most
The 28 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Baltimore city, MD | 62 | Not published | 43.6% |
| Baltimore County, MD | 46 | Not published | 47.8% |
| Howard County, MD | 13 | Not published | 13.3% |
| Anne Arundel County, MD | 11 | Not published | 38.9% |
| Harford County, MD | 8 | Under 10 loans | 38.5% |
| Carroll County, MD | 3 | Under 10 loans | 25.0% |
| New Castle County, DE | 2 | Under 10 loans | 0.0% |
| Frederick County, MD | 2 | Under 10 loans | 33.3% |
| Queen Anne's County, MD | 2 | Under 10 loans | 0.0% |
| York County, PA | 2 | Under 10 loans | 0.0% |
| Fairfax County, VA | 2 | Under 10 loans | 0.0% |
| Kent County, DE | 1 | Under 10 loans | 0.0% |
| Sussex County, DE | 1 | Under 10 loans | 0.0% |
| Dorchester County, MD | 1 | Under 10 loans | 66.7% |
| Prince George's County, MD | 1 | Under 10 loans | 66.7% |
| Somerset County, MD | 1 | Under 10 loans | 0.0% |
| Washington County, MD | 1 | Under 10 loans | 50.0% |
| Worcester County, MD | 1 | Under 10 loans | 0.0% |
| Franklin County, VA | 1 | Under 10 loans | 0.0% |
| Loudoun County, VA | 1 | Under 10 loans | 0.0% |
| Rockingham County, VA | 1 | Under 10 loans | 0.0% |
| District of Columbia, DC | 0 | Under 10 loans | 100.0% |
| Allegany County, MD | 0 | Under 10 loans | Not published |
| Cecil County, MD | 0 | Under 10 loans | 100.0% |
| Charles County, MD | 0 | Under 10 loans | Not published |
| Montgomery County, MD | 0 | Under 10 loans | Not published |
| Butler County, PA | 0 | Under 10 loans | Not published |
| Montgomery County, PA | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.