Phoenixville Federal Bank and Trust
Phoenixville Federal Bank and Trust received 95 applications in 2025 and made 67 mortgages, in 13 counties across 3 states. The median rate its borrowers got was Not published on a median loan of $245,000. Of 80 decisions, 11 were denials — 13.8%.
| Legal Entity Identifier | 549300L4I0NP22SUIE86 |
|---|---|
| Applications received | 95 |
| Mortgages made | 67 |
| Denied | 11 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 15 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Phoenixville Federal Bank and Trust, 7 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 29 | Not published | $345,000 | 9.4% |
| Refinancing | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Cash-out refinancing | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Other purposes | 27 | Not published | $35,000 | 17.7% |
Where Phoenixville Federal Bank and Trust lends most
The 13 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Chester County, PA | 31 | Not published | 11.4% |
| Montgomery County, PA | 21 | Not published | 18.5% |
| Cape May County, NJ | 3 | Under 10 loans | 0.0% |
| Berks County, PA | 3 | Under 10 loans | 25.0% |
| Philadelphia County, PA | 2 | Under 10 loans | 0.0% |
| New Castle County, DE | 1 | Under 10 loans | 0.0% |
| Burlington County, NJ | 1 | Under 10 loans | 0.0% |
| Mercer County, NJ | 1 | Under 10 loans | 0.0% |
| Warren County, NJ | 1 | Under 10 loans | 0.0% |
| Bucks County, PA | 1 | Under 10 loans | 0.0% |
| Delaware County, PA | 1 | Under 10 loans | 0.0% |
| Lehigh County, PA | 1 | Under 10 loans | 0.0% |
| Carbon County, PA | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.