Mortgage Lender Index

Pilgrim Bank

Pilgrim Bank received 90 applications in 2025 and made 71 mortgages, in 28 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $165,000. Of 89 decisions, 10 were denials — 11.2%.

Legal Entity Identifier549300GMJ6RM02VXK542
Applications received90
Mortgages made71
Denied10
Approved, not taken up8
Withdrawn or incomplete1
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankYes: Pilgrim Bank, 14 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase46 Not published$220,000 3.9%
Refinancing9 Under 10 loansUnder 10 loans 16.7%
Other purposes16 Not published$55,000 23.1%

Where Pilgrim Bank lends most

The 28 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Titus County, TX 28Not published8.8%
Wichita County, TX 7Under 10 loans20.0%
Camp County, TX 5Under 10 loans0.0%
Smith County, TX 4Under 10 loans0.0%
Collingsworth County, TX 3Under 10 loans0.0%
Franklin County, TX 3Under 10 loans0.0%
Morris County, TX 3Under 10 loans0.0%
Dallas County, TX 2Under 10 loans0.0%
Wise County, TX 2Under 10 loans33.3%
White County, AR 1Under 10 loans0.0%
Hancock County, OH 1Under 10 loans0.0%
Bryan County, OK 1Under 10 loans0.0%
Le Flore County, OK 1Under 10 loans0.0%
Tulsa County, OK 1Under 10 loans0.0%
Bowie County, TX 1Under 10 loans0.0%
Cherokee County, TX 1Under 10 loans0.0%
Collin County, TX 1Under 10 loans0.0%
Donley County, TX 1Under 10 loans0.0%
Harris County, TX 1Under 10 loans0.0%
Montague County, TX 1Under 10 loans50.0%
Red River County, TX 1Under 10 loans0.0%
Tarrant County, TX 1Under 10 loans0.0%
Wilbarger County, TX 1Under 10 loans0.0%
Archer County, TX 0Under 10 loans100.0%
Denton County, TX 0Under 10 loans100.0%
Hopkins County, TX 0Under 10 loans100.0%
Jack County, TX 0Under 10 loansNot published
Williamson County, TX 0Under 10 loans0.0%

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When Pilgrim Bank’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.