TECHNOLOGY CREDIT UNION
TECHNOLOGY CREDIT UNION received 1,085 applications in 2025 and made 684 mortgages, in 47 counties across 4 states. The median rate its borrowers got was 7.500% on a median loan of $255,000. Of 1,019 decisions, 209 were denials — 20.5%, most often for debt-to-income ratio.
| Legal Entity Identifier | 5493007VGBHF6SRXRR53 |
|---|---|
| Applications received | 1,085 |
| Mortgages made | 684 |
| Denied | 209 |
| Approved, not taken up | 126 |
| Withdrawn or incomplete | 66 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.24 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 77 | 6.125% | $905,000 | 2.2% |
| Refinancing | 170 | 6.125% | $905,000 | 11.9% |
| Cash-out refinancing | 53 | 7.500% | $255,000 | 25.3% |
| Other purposes | 384 | 7.500% | $250,000 | 25.7% |
Where TECHNOLOGY CREDIT UNION lends most
The 47 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Santa Clara County, CA | 327 | 7.500% | 18.8% |
| Alameda County, CA | 123 | 7.500% | 17.6% |
| Contra Costa County, CA | 34 | 7.250% | 14.0% |
| San Mateo County, CA | 31 | 6.500% | 10.5% |
| San Joaquin County, CA | 23 | 7.500% | 30.0% |
| Orange County, CA | 19 | 6.125% | 12.0% |
| San Francisco County, CA | 18 | 6.563% | 9.5% |
| Los Angeles County, CA | 14 | 6.250% | 29.2% |
| San Diego County, CA | 13 | 6.500% | 18.8% |
| Ada County, ID | 12 | 7.500% | 25.0% |
| Santa Cruz County, CA | 11 | 7.500% | 25.0% |
| Sacramento County, CA | 7 | Under 10 loans | 18.2% |
| Canyon County, ID | 7 | Under 10 loans | 12.5% |
| Riverside County, CA | 6 | Under 10 loans | 63.2% |
| Placer County, CA | 4 | Under 10 loans | 42.9% |
| El Dorado County, CA | 3 | Under 10 loans | 0.0% |
| San Bernardino County, CA | 3 | Under 10 loans | 40.0% |
| Marin County, CA | 2 | Under 10 loans | 50.0% |
| Monterey County, CA | 2 | Under 10 loans | 25.0% |
| Napa County, CA | 2 | Under 10 loans | 0.0% |
| Nevada County, CA | 2 | Under 10 loans | 0.0% |
| San Benito County, CA | 2 | Under 10 loans | 60.0% |
| San Luis Obispo County, CA | 2 | Under 10 loans | 0.0% |
| Solano County, CA | 2 | Under 10 loans | 25.0% |
| Stanislaus County, CA | 2 | Under 10 loans | 40.0% |
| Ventura County, CA | 2 | Under 10 loans | 20.0% |
| Yolo County, CA | 2 | Under 10 loans | 0.0% |
| Travis County, TX | 2 | Under 10 loans | 0.0% |
| Fresno County, CA | 1 | Under 10 loans | 75.0% |
| Shasta County, CA | 1 | Under 10 loans | 0.0% |
| Sonoma County, CA | 1 | Under 10 loans | 0.0% |
| Tuolumne County, CA | 1 | Under 10 loans | 0.0% |
| Collin County, TX | 1 | Under 10 loans | 0.0% |
| Montgomery County, TX | 1 | Under 10 loans | 0.0% |
| Tarrant County, TX | 1 | Under 10 loans | 0.0% |
| Amador County, CA | 0 | Under 10 loans | 100.0% |
| Kern County, CA | 0 | Under 10 loans | 100.0% |
| Kings County, CA | 0 | Under 10 loans | 100.0% |
| Madera County, CA | 0 | Under 10 loans | 100.0% |
| Merced County, CA | 0 | Under 10 loans | 100.0% |
| Santa Barbara County, CA | 0 | Under 10 loans | 100.0% |
| Tulare County, CA | 0 | Under 10 loans | 100.0% |
| Boise County, ID | 0 | Under 10 loans | 0.0% |
| Gem County, ID | 0 | Under 10 loans | 0.0% |
| Bexar County, TX | 0 | Under 10 loans | Not published |
| Dallas County, TX | 0 | Under 10 loans | Not published |
| King County, WA | 0 | Under 10 loans | Not published |
Get told when this changes
When TECHNOLOGY CREDIT UNION’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.